by our College Data Analytics TeamThis guide covers the real cost of attending St Luke’s College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
The cost of attendance at St Luke’s College is about $27,391.00 per year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $24,175.00 |
| + Room, board & other expenses | $3,216.00 |
| Total cost | $27,391.00 |
| That is 16% below the national average net price. |
| Total cost | $27,391.00 |
| − Grants and scholarships | −$7,827.00 |
| Net price | $19,564.00 |
| That is 40% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
Published costs have climbed year over year by around 5.1% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.1% | 5.1% | 5.1% |
| Freshman year | $20,571.00 | $20,571.00 | $28,802.00 |
| Senior year | $23,916.00 | $23,916.00 | $33,484.00 |
| Total 4-year net price | $88,863.00 | $88,863.00 | $124,415.00 |
| 10-year loan interest @ 6.8% | $33,854.00 | $33,854.00 | $47,397.00 |
| Total monthly payment | $1,023.00 | $1,023.00 | $1,432.00 |
| Total amount paid | $122,717.00 | $122,717.00 | $171,812.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.1% | 5.1% | 5.1% |
| Freshman year | $20,571.00 | $20,571.00 | $28,802.00 |
| Senior year | $21,631.00 | $21,631.00 | $30,285.00 |
| Total 2-year net price | $42,202.00 | $42,202.00 | $59,086.00 |
| 10-year loan interest @ 6.8% | $16,078.00 | $16,078.00 | $22,510.00 |
| Total monthly payment | $486.00 | $486.00 | $680.00 |
| Total amount paid | $58,280.00 | $58,280.00 | $81,596.00 |
Jump to the net-price detail in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $19,820.00 |
| Average net price (off-campus) | $13,021.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| $48,001 to $75,000 | $8,623.00 |
| $75,001 to $110,000 | $21,818.00 |
For a personalized estimate, try the St Luke’s College Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the financial aid page.
The median graduating debt at St Luke’s College amounts to $13,000.00, categorized as a Low ($10-20k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $6,500.00 |
| Median (50th) | $13,000.00 |
| 75th | $20,000.00 |
| 90th | $26,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,375.00 |
| Middle income | $13,390.00 |
| High income | $12,000.00 |
Graduates from lower-income families carry $2,375.00 in additional median debt versus high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,445.00 |
| Continuing-generation students | $12,000.00 |
First-gen students at St Luke’s College take on $1,445.00 more median debt than continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of St Luke’s College stands at $3,110.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for St Luke’s College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.8% |
To give some context for these rates, Stafford loans disbursed at St Luke’s College come to $13,297,965.00 across 942 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 4 |
| Avg GI Bill amount | $19,716.00 |
Read more about military and veteran aid on the veterans benefits detail.
Use the figures above as a launch point, then think through St Luke’s College, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.