by our College Data Analytics TeamHere is what you can expect to pay at St. Mary’s University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The full cost of attending St. Mary’s University comes to about $46,368.00 per year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $37,434.00 |
| + Room, board & other expenses | $8,934.00 |
| Total cost | $46,368.00 |
| That is 41% above the national average net price. |
| Total cost | $46,368.00 |
| − Grants and scholarships | −$26,854.00 |
| Net price | $19,514.00 |
| That is 41% below the national average net price. |
| Total cost | $46,368.00 |
| − Grants and scholarships | −$29,647.00 |
| Net price | $16,721.00 |
| That is 49% below the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
The reported cost series has been increasing at about 2.7% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $17,172.00 | $20,040.00 | $47,618.00 |
| Senior year | $18,599.00 | $21,705.00 | $51,575.00 |
| Total 4-year net price | $71,515.00 | $83,461.00 | $198,315.00 |
| 10-year loan interest @ 6.8% | $27,245.00 | $31,796.00 | $75,551.00 |
| Total monthly payment | $823.00 | $960.00 | $2,282.00 |
| Total amount paid | $98,760.00 | $115,257.00 | $273,866.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $17,172.00 | $20,040.00 | $47,618.00 |
| Senior year | $17,635.00 | $20,580.00 | $48,902.00 |
| Total 2-year net price | $34,807.00 | $40,621.00 | $96,520.00 |
| 10-year loan interest @ 6.8% | $13,260.00 | $15,475.00 | $36,771.00 |
| Total monthly payment | $401.00 | $467.00 | $1,111.00 |
| Total amount paid | $48,067.00 | $56,096.00 | $133,291.00 |
Read more in the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $21,145.00 |
| Average net price (off-campus) | $21,352.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $19,965.00 |
| $30,000 to $48,000 | $19,516.00 |
| $48,001 to $75,000 | $19,998.00 |
| $75,001 to $110,000 | $23,906.00 |
| Over $110,000 | $23,038.00 |
Get a tailored estimate from the St. Mary’s University Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median graduating debt at St. Mary’s University is $19,500.00, landing it in the Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $9,146.00 |
| Median (50th) | $19,500.00 |
| 75th | $31,000.00 |
| 90th | $44,302.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $20,500.00 |
| High income | $18,500.00 |
Low-income graduates carry $1,000.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $19,500.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of St. Mary’s University stands at $5,738.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate classification at St. Mary’s University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.1% |
For a sense of scale, Stafford disbursements at St. Mary’s University total $672,304,298.00 spread across 17,484 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 111 |
| Avg GI Bill amount | $20,018.00 |
| DoD Tuition Assistance recipients | 26 |
| Avg DoD Tuition Assistance | $3,770.00 |
Read more about military and veteran aid on the veteran aid breakdown.
Use the figures above as a launch point, then think through St. Mary’s University, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.