by our College Data Analytics TeamThis overview lays out the cost of attending St Philip’s College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at St Philip’s College came in between $11,406.00 and up to $15,816.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: about $11,406.00 in-state, rising to $15,816.00 for out-of-state students.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $5,542.00 |
| + Room, board & other expenses | $5,864.00 |
| Total cost | $11,406.00 |
| That is 41% below the national average net price. |
| Total cost | $11,406.00 |
| − Grants and scholarships | −$7,712.00 |
| Net price | $3,694.00 |
| That is 81% below the national average net price. |
| Total cost | $11,406.00 |
| − Grants and scholarships | −$8,308.00 |
| Net price | $3,098.00 |
| That is 84% below the national average net price. |
| Tuition and fees | $9,952.00 |
| + Room, board & other expenses | $5,864.00 |
| Total cost | $15,816.00 |
| That is 18% below the national average net price. |
| Total cost | $15,816.00 |
| − Grants and scholarships | −$7,712.00 |
| Net price | $8,104.00 |
| That is 58% below the national average net price. |
| Total cost | $15,816.00 |
| − Grants and scholarships | −$8,308.00 |
| Net price | $7,508.00 |
| That is 61% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
Below, a full degree is projected forward at today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $3,098.00 | $3,694.00 | $11,406.00 |
| Senior year | $3,098.00 | $3,694.00 | $11,406.00 |
| Total 4-year net price | $12,392.00 | $14,776.00 | $45,624.00 |
| 10-year loan interest @ 6.8% | $4,721.00 | $5,629.00 | $17,381.00 |
| Total monthly payment | $143.00 | $170.00 | $525.00 |
| Total amount paid | $17,113.00 | $20,405.00 | $63,005.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $3,098.00 | $3,694.00 | $11,406.00 |
| Senior year | $3,098.00 | $3,694.00 | $11,406.00 |
| Total 2-year net price | $6,196.00 | $7,388.00 | $22,812.00 |
| 10-year loan interest @ 6.8% | $2,360.00 | $2,815.00 | $8,691.00 |
| Total monthly payment | $71.00 | $85.00 | $263.00 |
| Total amount paid | $8,556.00 | $10,203.00 | $31,503.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,508.00 | $8,104.00 | $15,816.00 |
| Senior year | $7,508.00 | $8,104.00 | $15,816.00 |
| Total 4-year net price | $30,032.00 | $32,416.00 | $63,264.00 |
| 10-year loan interest @ 6.8% | $11,441.00 | $12,349.00 | $24,101.00 |
| Total monthly payment | $346.00 | $373.00 | $728.00 |
| Total amount paid | $41,473.00 | $44,765.00 | $87,365.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,508.00 | $8,104.00 | $15,816.00 |
| Senior year | $7,508.00 | $8,104.00 | $15,816.00 |
| Total 2-year net price | $15,016.00 | $16,208.00 | $31,632.00 |
| 10-year loan interest @ 6.8% | $5,721.00 | $6,175.00 | $12,051.00 |
| Total monthly payment | $173.00 | $187.00 | $364.00 |
| Total amount paid | $20,737.00 | $22,383.00 | $43,683.00 |
| See the full net-price breakdown in the net price section below. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $4,273.00 |
| Average net price (off-campus) | $4,873.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,950.00 |
| $30,000 to $48,000 | $5,259.00 |
| $48,001 to $75,000 | $6,666.00 |
| $75,001 to $110,000 | $9,735.00 |
| Over $110,000 | $11,406.00 |
Run your own numbers with the St Philip’s College Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median amount borrowed by graduates of St Philip’s College works out to $7,250.00, which federal data classifies as a Very Low (<$10k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,500.00 |
| Median (50th) | $7,250.00 |
| 75th | $14,250.00 |
| 90th | $25,250.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,000.00 |
| Middle income | $7,890.00 |
| High income | $4,000.00 |
Graduates from lower-income families carry $4,000.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,251.00 |
| Continuing-generation students | $6,500.00 |
First-generation graduates from St Philip’s College take on $751.00 in additional median debt versus continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at St Philip’s College comes to $3,086.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for St Philip’s College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.6% |
To give some context for these rates, Stafford loans disbursed at St Philip’s College total $129,894,388.00 distributed across 10,474 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 969 |
| Avg GI Bill amount | $2,136.00 |
| DoD Tuition Assistance recipients | 232 |
| Avg DoD Tuition Assistance | $567.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing St Philip’s College, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.