by our College Data Analytics TeamThis page focuses on the debt students take on to attend Standard Healthcare Services-College of Nursing— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Among first-year students at Standard College of Nursing, 80% of first-year students take on loan debt, averaging $10,095 per student, private and federal loans combined.
The average federally funded loan is $10,095. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
For undergraduates overall at Standard College of Nursing, 58% use federal student loans to help pay for their education, for a typical $9,122 per year. That is 9.6% under the $10,095 freshmen take on.
At a steady annual pace, that totals around $18,244 after two years and $36,488 after four. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 58% |
| Average federal loan per year | $9,122 |
| Undergraduates with a federal loan | 628 |
| Total federal loans (one year) | $5,728,816 |
Graduating and withdrawing students at Standard College of Nursing carry a median federal debt of $14,680 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,680 |
| Students who completed (graduates) | $14,750 |
| Students who withdrew | $9,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Standard College of Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,288 |
| 25th percentile | $9,500 |
| 75th percentile | $14,750 |
| 90th percentile (highest-debt students) | $20,000 |
How wide this percentile range is tells you how much borrowing varies across students at Standard College of Nursing.
Repayment burden translates the debt figures into what a borrower actually pays each month. Standard College of Nursing.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,680 |
| Middle income | $14,680 |
| High income | $14,750 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,680 |
| Continuing-generation students | $14,680 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,750 |
| Independent students | $14,750 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Standard College of Nursing.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.