by our College Data Analytics TeamThis page focuses on the debt students take on to attend Stautzenberger College-Brecksville: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
At Stautzenberger College - Brecksville, 89% of freshmen borrow to help pay for their first year, borrowing on average $10,932 each — a figure that counts both private and federal student loans.
On the federal side, the average loan is $9,825. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Counting every undergraduate at Stautzenberger College - Brecksville, 90% take out federal student loans, borrowing on average $8,777 annually. It comes to 10.7% below the freshman federal average of $9,825.
Carrying that yearly figure forward comes to roughly $17,554 across two years and $35,108 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 90% |
| Average federal loan per year | $8,777 |
| Undergraduates with a federal loan | 88 |
| Total federal loans (one year) | $772,416 |
The middle borrower at Stautzenberger College - Brecksville owes $13,127 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $13,127 |
| Students who completed (graduates) | $14,302 |
| Students who withdrew | $7,125 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Stautzenberger College - Brecksville.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $21,375 |
| 90th percentile (highest-debt students) | $31,243 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Stautzenberger College - Brecksville.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Stautzenberger College - Brecksville.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 269 | $9,587 |
| Completed (graduates) | 155 | $11,411 |
| Did not complete | 114 | $6,917 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $135.69/mo.
Federal data lets us separate Stafford borrowers from the rest at Stautzenberger College - Brecksville.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 251 | — |
| No Stafford loan this year | 18 | — |
These figures turn the debt totals into a monthly repayment picture for Stautzenberger College - Brecksville.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for Stautzenberger College - Brecksville appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.9% |
| Borrowers in the cohort | 820 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $13,160 |
| Middle income | $13,000 |
| High income | $12,076 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,000 |
| Continuing-generation students | $13,367 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,028 |
| Independent students | $13,438 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Stautzenberger College - Brecksville.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.