by our College Data Analytics TeamThis page focuses on the debt students take on to attend Stautzenberger College-Maumee: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Stautzenberger College - Maumee, 90% of first-year students take on loan debt, with a typical loan of $9,251 each — a figure that counts both private and federal student loans.
The average federal loan is $9,251. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Across the full undergraduate body at Stautzenberger College - Maumee (freshmen included), 93% borrow through federal student loan programs, for a typical $9,408 a year. That is 1.7% higher than the $9,251 borrowed by freshmen.
Borrowing the same amount each year would add up to roughly $18,816 over two years and about $37,632 after four. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 93% |
| Average federal loan per year | $9,408 |
| Undergraduates with a federal loan | 482 |
| Total federal loans (one year) | $4,534,624 |
The median student at Stautzenberger College - Maumee borrows $13,127 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $13,127 |
| Students who completed (graduates) | $14,302 |
| Students who withdrew | $7,125 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Stautzenberger College - Maumee.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $21,375 |
| 90th percentile (highest-debt students) | $31,243 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Stautzenberger College - Maumee.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Stautzenberger College - Maumee.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 269 | $9,587 |
| Completed (graduates) | 155 | $11,411 |
| Did not complete | 114 | $6,917 |
On a standard 10-year plan, the median completing borrower would pay about $135.69/mo.
Federal data lets us separate Stafford borrowers from the rest at Stautzenberger College - Maumee.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 251 | — |
| No Stafford loan this year | 18 | — |
The indicators below describe what the typical debt costs to pay back at Stautzenberger College - Maumee.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Stautzenberger College - Maumee is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.9% |
| Borrowers in the cohort | 820 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $13,160 |
| Middle income | $13,000 |
| High income | $12,076 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,000 |
| Continuing-generation students | $13,367 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,028 |
| Independent students | $13,438 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Stautzenberger College - Maumee.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.