by our College Data Analytics TeamMany students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to CUNY Stella and Charles Guttman Community College can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
What financial aid options can Guttman offer you, and what will you qualify for? Keep reading for more information. Read on to learn what amount of financial assistance will be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from CUNY Stella and Charles Guttman Community College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at CUNY Stella and Charles Guttman Community College, 99% of first-time, full-time freshmen received some form of financial aid around 503 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 88% | $6,797 |
| Institutional grants & scholarships | 7% | $709 |
| Federal Pell grants | 78% | $5,366 |
| State/local grants | 66% | $2,530 |
| Federal student loans | 2% | $5,627 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at Guttman, approximately 89% of undergraduates were awarded an average grant or scholarship of $6,559 (for some 985 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $6,559 |
| Federal Pell grants | 63% | $5,172 |
| Federal student loans | 2% | $4,964 |
For students living on campus and receiving title-IV aid, grants averaged $7,346.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,893 |
| $30,001 – $75,000 | $7,000 |
| Over $75,000 | $9,654 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,833 |
| Off-campus title-IV students | $5,643 |
For a customized cost estimate, visit Guttman’s net price calculator: npc.cuny.edu/npc/public/fin_aid/financial_aid_estimator/FinAidEstimator.jsp.
A typical borrower at Guttman leaves with $5,000 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,000 |
| Median federal debt (graduates only) | $6,500 |
| Typical 10-year monthly payment (graduates) | $68.91/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at Guttman.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $1,902 |
| 75th percentile | $8,228 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Middle income | $4,500 |
A handful of calculated indicators summarize the debt outlook at Guttman.
Most undergraduate borrowing runs through the federal Stafford loan program. The aggregate figures below show how active the program is at Guttman:
| Metric | Value |
|---|---|
| Stafford loan recipients | 178 |
| Total Stafford loan amount | $1,089,335 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 6 |
| Total GI Bill amount | $54,453 |
| Average GI Bill amount per recipient | $9,076 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.