by our College Data Analytics TeamMost students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Stephens College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financial assistance options will Stephens offer, and what will you qualify for? Read on for more information. Keep scrolling to learn what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from Stephens College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at Stephens College, 100% of first-year full-time students received aid of some kind roughly 69 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $23,341 |
| Institutional grants & scholarships | 100% | $20,059 |
| Federal Pell grants | 36% | $6,928 |
| State/local grants | 26% | $2,382 |
| Federal student loans | 64% | $7,889 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Stephens, some 96% of the undergraduate population received grant aid that averaged $21,115 (among about 332 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $21,115 |
| Federal Pell grants | 45% | $6,111 |
| Federal student loans | 62% | $7,927 |
On-campus students receiving title-IV aid were awarded grants averaging $23,184.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $19,459 |
| $30,001 – $75,000 | $22,245 |
| Over $75,000 | $27,224 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $23,459 |
| Off-campus title-IV students | $23,277 |
For a customized cost estimate, visit Stephens’s NPC: www.stephens.edu/admission-aid/undergraduate/financial-aid/net-price-calculator/.
The median federal debt load at Stephens comes to $19,489 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,489 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at Stephens.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,787 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $34,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $23,750 |
| Middle income | $22,500 |
| High income | $14,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,000 |
| Continuing-generation students | $15,750 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $18,927 |
| Independent students | $25,248 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Stephens.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at Stephens:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4175 |
| Total Stafford loan amount | $97,665,231 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 10 |
| Total GI Bill amount | $102,074 |
| Average GI Bill amount per recipient | $10,207 |
References
More about our data sources and methodologies.