by our College Data Analytics TeamA large number of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Stony Brook University can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financial aid options can SUNY Stony Brook offer, and what will you qualify for? Keep reading for more information. Keep scrolling to learn what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from Stony Brook University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at Stony Brook University, 99% of the incoming full-time class was awarded financial aid approximately 3518 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $9,285 |
| Institutional grants & scholarships | 98% | $3,536 |
| Federal Pell grants | 45% | $6,225 |
| State/local grants | 52% | $5,091 |
| Federal student loans | 41% | $5,075 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, some 70% of the undergraduate population received grant aid that averaged $10,113 (among about 12215 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 70% | $10,113 |
| Federal Pell grants | 39% | $5,856 |
| Federal student loans | 35% | $5,977 |
For on-campus title-IV students, average grant aid came to $11,755.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,947 |
| $30,001 – $75,000 | $18,005 |
| Over $75,000 | $26,182 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,784 |
| Off-campus title-IV students | $18,430 |
For a personalized estimate based on your family’s financial situation, use SUNY Stony Brook’s NPC: www.stonybrook.edu/commcms/finaid/finaidbasics/net_price_calc.html.
The median student at SUNY Stony Brook graduates with $15,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,000 |
| Median federal debt (graduates only) | $18,228 |
| Typical 10-year monthly payment (graduates) | $193.25/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The four reference points below map the debt distribution at SUNY Stony Brook.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,366 |
| 25th percentile | $7,500 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $30,805 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,500 |
| Middle income | $15,000 |
| High income | $15,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,975 |
| Continuing-generation students | $15,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,000 |
| Independent students | $14,873 |
The figure below distills the debt data into a single burden category for SUNY Stony Brook.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at SUNY Stony Brook:
| Metric | Value |
|---|---|
| Stafford loan recipients | 55063 |
| Total Stafford loan amount | $1,377,287,000 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 115 |
| Total GI Bill amount | $1,106,363 |
| Average GI Bill amount per recipient | $9,621 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 15 |
| Total DoD amount | $33,070 |
| Average DoD amount per recipient | $2,205 |
References
More about our data sources and methodologies.