by our College Data Analytics TeamHere you will find what students actually borrow to attend Strayer University-District of Columbia, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Among first-year students at Strayer University - District of Columbia, 0% of incoming students take out a loan to help cover first-year costs.
Across the full undergraduate body at Strayer University - District of Columbia (freshmen included), 83% finance part of their studies with federal loans, at an average of $8,974 each per year.
Repeating that yearly amount projects to about $17,948 over two years and about $35,896 across a four-year program. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 83% |
| Average federal loan per year | $8,974 |
| Undergraduates with a federal loan | 257 |
| Total federal loans (one year) | $2,306,429 |
Graduating and withdrawing students at Strayer University - District of Columbia carry a median federal debt of $14,000 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,000 |
| Students who completed (graduates) | $40,621 |
| Students who withdrew | $12,592 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Strayer University - District of Columbia.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $4,667 |
| 75th percentile | $26,250 |
| 90th percentile (highest-debt students) | $43,000 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Strayer University - District of Columbia.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Strayer University - District of Columbia.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 4995 | $8,000 |
| Completed (graduates) | 1384 | $8,554 |
| Did not complete | 3611 | $7,835 |
On a standard 10-year plan, the median completing borrower would pay about $101.72/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Strayer University - District of Columbia.
Stafford vs Non-Stafford (any year)
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 4953 | $8,000 |
| No Stafford loan | 42 | $4,000 |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 3585 | $7,504 |
| No Stafford loan this year | 1410 | $9,309 |
The indicators below describe what the typical debt costs to pay back at Strayer University - District of Columbia.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Strayer University - District of Columbia follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 10.5% |
| Borrowers in the cohort | 25801 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,667 |
| Middle income | $20,636 |
| High income | $22,364 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,558 |
| Continuing-generation students | $17,275 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $15,040 |
Federal data publishes the following gap measures for Strayer University - District of Columbia.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.