College Factual  by our College Data Analytics Team
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Can You Really Afford Suffolk County Community College?

Here is what you can expect to pay at Suffolk County Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$11,626.00 Cost of Attendance
$5,258.00 Avg Net Price
$5,500.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

How Much Does It Cost to Attend Suffolk County Community College?

The full cost of attending Suffolk County Community College varied between $11,626.00 through $17,456.00 based on in-state versus out-of-state status.

In-state students paid the lower published figure, while out-of-state students faced the higher one: roughly $11,626.00 in-state against $17,456.00 for those paying out-of-state rates.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Sticker Cost for Residents (no aid)

Tuition and fees $6,630.00
+ Room, board & other expenses $4,996.00
Total cost $11,626.00
That is 40% below the national average net price.

Net Price for Residents (with average aid)

Total cost $11,626.00
− Grants and scholarships −$7,171.00
Net price $4,455.00
That is 77% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $11,626.00
− Grants and scholarships −$10,036.00
Net price $1,590.00
That is 92% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $12,460.00
+ Room, board & other expenses $4,996.00
Total cost $17,456.00
That is 9% below the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $17,456.00
− Grants and scholarships −$7,171.00
Net price $10,285.00
That is 47% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $17,456.00
− Grants and scholarships −$10,036.00
Net price $7,420.00
That is 61% below the national average net price.
For the full breakdown, see the tuition & fees page plus living costs.

The Long-Run Cost of a Degree at Suffolk County Community College

The reported cost series has been increasing by around 2.0% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $1,622.00 $4,545.00 $11,860.00
Senior year $1,722.00 $4,825.00 $12,591.00
Total 4-year net price $6,687.00 $18,735.00 $48,893.00
10-year loan interest @ 6.8% $2,547.00 $7,138.00 $18,626.00
Total monthly payment $77.00 $216.00 $563.00
Total amount paid $9,234.00 $25,873.00 $67,519.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $1,622.00 $4,545.00 $11,860.00
Senior year $1,655.00 $4,636.00 $12,099.00
Total 2-year net price $3,277.00 $9,181.00 $23,959.00
10-year loan interest @ 6.8% $1,248.00 $3,498.00 $9,128.00
Total monthly payment $38.00 $106.00 $276.00
Total amount paid $4,525.00 $12,679.00 $33,087.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $7,569.00 $10,492.00 $17,808.00
Senior year $8,036.00 $11,139.00 $18,905.00
Total 4-year net price $31,205.00 $43,253.00 $73,411.00
10-year loan interest @ 6.8% $11,888.00 $16,478.00 $27,967.00
Total monthly payment $359.00 $498.00 $845.00
Total amount paid $43,093.00 $59,731.00 $101,378.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $7,569.00 $10,492.00 $17,808.00
Senior year $7,722.00 $10,703.00 $18,166.00
Total 2-year net price $15,291.00 $21,196.00 $35,974.00
10-year loan interest @ 6.8% $5,825.00 $8,075.00 $13,705.00
Total monthly payment $176.00 $244.00 $414.00
Total amount paid $21,117.00 $29,270.00 $49,678.00

For the complete net-price picture, see the net-price section.

The Real Out-of-Pocket Cost at Suffolk County Community College

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $5,258.00
Average net price (off-campus) $4,882.00

Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $2,771.00
$30,000 to $48,000 $3,491.00
$48,001 to $75,000 $7,022.00
$75,001 to $110,000 $9,742.00
Over $110,000 $11,022.00

For a personalized estimate, try the Suffolk County Community College Net Price Calculator, or contact the financial aid office.

Dig into how aid is awarded on the grants & scholarships detail.

Student Debt at Suffolk County Community College

The typical debt load for borrowers leaving Suffolk County Community College amounts to $5,500.00, placing the school in the Very Low (<$10k) debt-burden category.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $1,750.00
25th $2,500.00
Median (50th) $5,500.00
75th $8,000.00
90th $12,291.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Dig deeper into debt on the student loan debt page.

Debt Outcomes by Family Income at Suffolk County Community College

Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $4,850.00
Middle income $4,750.00
High income $5,500.00

How Debt Varies by First-Generation Status at Suffolk County Community College

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $5,500.00
Continuing-generation students $5,500.00

Pell-Eligible Debt Outcomes at Suffolk County Community College

The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The median debt gap between Pell and non-Pell graduates of Suffolk County Community College works out to $-500.00.

Loan Default & Repayment at Suffolk County Community College

The federal default-rate classification for Suffolk County Community College is Low (<5%).

Window Cohort default rate
2-year 8.6%

For scale, federal Stafford loan disbursements at Suffolk County Community College come to $219,202,228.00 spread across 30,772 loan recipients.

Questions to Ask Before You Commit

Use the figures above as a launch point, then think through Suffolk County Community College, keep these questions in mind:

Continue Your Research regarding Suffolk County Community College

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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