by our College Data Analytics TeamA large number of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to SUNY Buffalo State University can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financial assistance solutions will Buffalo State provide, and just what are you going to be eligible for? Read on for answers. Keep scrolling to see what amount of financial assistance could be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from SUNY Buffalo State University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
At SUNY Buffalo State University, 100% of first-time, full-time freshmen received some form of financial aid some 1441 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $11,697 |
| Institutional grants & scholarships | 100% | $4,911 |
| Federal Pell grants | 69% | $5,486 |
| State/local grants | 77% | $3,689 |
| Federal student loans | 54% | $4,729 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Across the undergraduate body at Buffalo State, approximately 80% of undergrads got grants or scholarships worth on average $10,130 (across roughly 4420 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $10,130 |
| Federal Pell grants | 56% | $5,425 |
| Federal student loans | 50% | $6,181 |
Title-IV recipients living on campus saw average grant aid of $12,933.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,556 |
| $30,001 – $75,000 | $15,052 |
| Over $75,000 | $19,886 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $11,346 |
| Off-campus title-IV students | $14,229 |
For a customized cost estimate, visit Buffalo State’s official net price calculator: financialaid.buffalostate.edu/net-price-calculator.
A typical borrower at Buffalo State leaves with $12,500 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,500 |
| Median federal debt (graduates only) | $21,028 |
| Typical 10-year monthly payment (graduates) | $222.93/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at Buffalo State.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $24,840 |
| 90th percentile (highest-debt students) | $32,500 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $12,000 |
| High income | $14,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,500 |
| Continuing-generation students | $12,837 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $18,750 |
The figure below distills the debt data into a single burden category for Buffalo State.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Buffalo State:
| Metric | Value |
|---|---|
| Stafford loan recipients | 44397 |
| Total Stafford loan amount | $844,604,095 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 62 |
| Total GI Bill amount | $427,036 |
| Average GI Bill amount per recipient | $6,888 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 3 |
| Total DoD amount | $2,750 |
| Average DoD amount per recipient | $917 |
References
More about our data sources and methodologies.