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SUNY Cortland
Cortland, New York
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Can You Afford SUNY Cortland?

Concerned about paying for college? Take a look at SUNY Cortland's financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2018 - 2019 Varied Between $12,500 & $34,529

Worried about paying the full cost of $34,529 to attend SUNY Cortland? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in New York, the school offers a discount of 53.8% off tuition and fees. Also, 63.2% of freshmen receive some form of financial aid, with the average amount totaling $6,323. Students from low-income families receive an average of $12,379 in aid during their first year.

  • New York Residents
  • Out-Of-State Residents

Cost for Residents of New York (no aid)

Tuition and fees$8,300
+ Room and board$12,810
+ Other expenses$3,769
Total cost$24,879
Affordability Score (67 out of 100)
more expensive
less expensive

Net Price for Residents of New York (with average aid)

Total cost$24,879
- Grants and scholarships$6,323
Net price$18,556
Affordability Score (61 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of New York

Total cost$24,879
- Grants and scholarships$12,379
Net price$12,500
Affordability Score (77 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$17,950
+ Room and board$12,810
+ Other expenses$3,769
Total cost$34,529
Affordability Score (55 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$34,529
- Grants and scholarships$6,323
Net price$28,206
Affordability Score (33 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$34,529
- Grants and scholarships$12,379
Net price$22,150
Affordability Score (46 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at SUNY Cortland.

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Projected Costs Between $56,285 and $199,021 For a Four Year Degree. Between $27,196 and $98,304 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend SUNY Cortland in 2018 - 2019 was $24,879. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 2.1% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $25,940 during their first year. By their senior year, that cost will be approximately $27,617, for a bachelor degree candidate ($26,487 for an associate degree candidate) for a total of $107,090 over the course of four years ($52,427 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $144,117 based on a yearly growth rate of 1.2%. The expected two-year cost is $71,185.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at SUNY Cortland
  • New York Residents
  • Out-Of-State Residents

Cost With Interest for Residents of New York

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.3%2.1%
Freshman year$13,370$18,664$25,940
Senior year$13,827$18,718$26,487
Total 2-year net price$27,196$37,382$52,427
10-year loan interest @ 6.8%$10,361$14,241$19,973
Total monthly payment$313$430$603
Total amount paid$37,557$51,623$72,400
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.3%2.1%
Freshman year$13,370$18,664$25,940
Senior year$14,789$18,827$27,617
Total 4-year net price$56,285$74,981$107,090
10-year loan interest @ 6.8%$21,443$28,565$40,797
Total monthly payment$648$863$1,232
Total amount paid$77,728$103,545$147,888

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.3%1.2%
Freshman year$22,595$28,387$35,377
Senior year$22,821$28,478$35,808
Total 2-year net price$45,416$56,864$71,185
10-year loan interest @ 6.8%$17,302$21,663$27,119
Total monthly payment$523$654$819
Total amount paid$62,718$78,528$98,304
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.3%1.2%
Freshman year$22,595$28,387$35,377
Senior year$23,280$28,660$36,687
Total 4-year net price$91,746$114,093$144,117
10-year loan interest @ 6.8%$34,952$43,465$54,903
Total monthly payment$1,056$1,313$1,659
Total amount paid$126,697$157,559$199,021

Visit net price and financial aid to learn more about the total cost of attending SUNY Cortland.

Further Questions to Consider

  • Do you know your deadlines?

    Meeting application deadlines for both the college and the FAFSA is crucial to getting financial aid.

  • When can you expect to begin receiving bills from the college?
  • Is there an option to make payments in monthly installments?

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