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Can You Really Afford SUNY Old Westbury?

Below is the data on what it actually costs to attend SUNY Old Westbury, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$19,934.00 Cost of Attendance
$11,282.00 Avg Net Price
$12,000.00 Median Grad Debt

Use the section links below to navigate this overview:

How Much Does It Cost to Attend SUNY Old Westbury?

Published attendance costs at SUNY Old Westbury ranged from $19,934.00 to $30,354.00 depending on your residency status.

In-state residents qualified for the lower cost, with out-of-state students paying more: around $19,934.00 in-state versus $30,354.00 for those paying out-of-state rates.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

The Full Cost for Residents (no aid)

Tuition and fees $8,422.00
+ Room, board & other expenses $11,512.00
Total cost $19,934.00
That is 4% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $19,934.00
− Grants and scholarships −$10,005.00
Net price $9,929.00
That is 48% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $19,934.00
− Grants and scholarships −$14,642.00
Net price $5,292.00
That is 73% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $18,842.00
+ Room, board & other expenses $11,512.00
Total cost $30,354.00
That is 58% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $30,354.00
− Grants and scholarships −$10,005.00
Net price $20,349.00
That is 6% above the national average net price.

Net Price for Low-Income Non-Residents

Total cost $30,354.00
− Grants and scholarships −$14,642.00
Net price $15,712.00
That is 18% below the national average net price.
Explore each piece on the tuition & fees page plus room and board.

What a Full Degree Could Cost at SUNY Old Westbury

The reported cost series has been increasing at about 1.0% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $5,345.00 $10,029.00 $20,135.00
Senior year $5,509.00 $10,335.00 $20,750.00
Total 4-year net price $21,707.00 $40,727.00 $81,766.00
10-year loan interest @ 6.8% $8,270.00 $15,515.00 $31,150.00
Total monthly payment $250.00 $469.00 $941.00
Total amount paid $29,976.00 $56,242.00 $112,915.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $5,345.00 $10,029.00 $20,135.00
Senior year $5,399.00 $10,130.00 $20,338.00
Total 2-year net price $10,745.00 $20,159.00 $40,473.00
10-year loan interest @ 6.8% $4,093.00 $7,680.00 $15,419.00
Total monthly payment $124.00 $232.00 $466.00
Total amount paid $14,838.00 $27,839.00 $55,891.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $15,870.00 $20,554.00 $30,660.00
Senior year $16,355.00 $21,182.00 $31,596.00
Total 4-year net price $64,448.00 $83,468.00 $124,506.00
10-year loan interest @ 6.8% $24,552.00 $31,798.00 $47,432.00
Total monthly payment $742.00 $961.00 $1,433.00
Total amount paid $89,000.00 $115,266.00 $171,939.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $15,870.00 $20,554.00 $30,660.00
Senior year $16,030.00 $20,761.00 $30,969.00
Total 2-year net price $31,901.00 $41,315.00 $61,629.00
10-year loan interest @ 6.8% $12,153.00 $15,740.00 $23,478.00
Total monthly payment $367.00 $475.00 $709.00
Total amount paid $44,054.00 $57,055.00 $85,107.00

See the full net-price breakdown in the Net Price section.

After-Aid Net Price at SUNY Old Westbury

The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $11,282.00
Average net price (off-campus) $9,900.00

The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $5,890.00
$30,000 to $48,000 $8,149.00
$48,001 to $75,000 $13,294.00
$75,001 to $110,000 $14,835.00
Over $110,000 $18,451.00

Estimate your specific net price using the school’s SUNY Old Westbury Net Price Calculator, or reach out to the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

Debt at Graduation from SUNY Old Westbury

Typical debt at graduation from SUNY Old Westbury is $12,000.00, landing it in the Low ($10-20k) debt-load classification.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $3,500.00
25th $6,500.00
Median (50th) $12,000.00
75th $21,820.00
90th $29,900.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

Read the complete debt breakdown on the student-loan-debt breakdown.

How Debt Varies by Income at SUNY Old Westbury

Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $11,146.00
Middle income $12,331.00
High income $12,230.00

First-Generation Borrowing at SUNY Old Westbury

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $12,000.00
Continuing-generation students $12,500.00

Pell Grant Recipients and Debt at SUNY Old Westbury

Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.

The median debt difference between Pell-eligible and non-Pell graduates of SUNY Old Westbury is $275.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

How Borrowers Repay Loans After SUNY Old Westbury

The default-rate category at SUNY Old Westbury is Low (<5%).

Window Cohort default rate
2-year 8.7%

For scale, federal Stafford loan disbursements at SUNY Old Westbury amount to $242,588,171.00 distributed across 14,743 student borrowers.

Things to Think About

Use the figures above as a launch point, then think through SUNY Old Westbury, a few questions are worth asking:

Keep Researching on SUNY Old Westbury

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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