Many students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at State University of New York at Plattsburgh can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financial aid solutions can SUNY Plattsburgh deliver, and just what are you going to be eligible for? Keep reading for answers. Keep scrolling to discover just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from State University of New York at Plattsburgh.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For incoming first-year students at State University of New York at Plattsburgh, 93% of first-year full-time students received aid of some kind roughly 721 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $12,733 |
| Institutional grants & scholarships | 80% | $5,971 |
| Federal Pell grants | 46% | $5,567 |
| State/local grants | 61% | $4,482 |
| Federal student loans | 66% | $5,290 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At SUNY Plattsburgh, some 73% of undergraduate students received gift aid averaging $10,531 (across roughly 2830 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $10,531 |
| Federal Pell grants | 41% | $5,520 |
| Federal student loans | 57% | $6,668 |
For students living on campus and receiving title-IV aid, grants averaged $11,088.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,711 |
| $30,001 – $75,000 | $15,279 |
| Over $75,000 | $21,468 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $17,156 |
| Off-campus title-IV students | $16,547 |
For a personalized estimate based on your family’s financial situation, use SUNY Plattsburgh’s official net price calculator: www.plattsburgh.edu/cost-aid/net-price-calculator.html.
The middle student in the debt distribution at SUNY Plattsburgh owes $15,000 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,000 |
| Median federal debt (graduates only) | $21,196 |
| Typical 10-year monthly payment (graduates) | $224.71/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The four reference points below map the debt distribution at SUNY Plattsburgh.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,232 |
| 25th percentile | $8,250 |
| 75th percentile | $26,062 |
| 90th percentile (highest-debt students) | $31,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $15,049 |
| Middle income | $15,000 |
| High income | $15,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $15,750 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,189 |
| Independent students | $14,088 |
These indicators are derived from the underlying debt data and summarize the overall picture at SUNY Plattsburgh.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at SUNY Plattsburgh:
| Metric | Value |
|---|---|
| Stafford loan recipients | 23797 |
| Total Stafford loan amount | $420,390,920 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 33 |
| Total GI Bill amount | $206,665 |
| Average GI Bill amount per recipient | $6,263 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.