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Can You Afford to Attend SUNY College at Potsdam?

This overview lays out the cost of attending SUNY College at Potsdam, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$24,489.00 Cost of Attendance
$13,624.00 Avg Net Price
$18,166.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

How Much Does It Cost to Attend SUNY College at Potsdam?

Attendance costs at SUNY College at Potsdam came in between $24,489.00 ranging to $34,399.00 based on in-state versus out-of-state status.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: about $24,489.00 in-state, rising to $34,399.00 out-of-state.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

What It Costs Residents (no aid)

Tuition and fees $8,768.00
+ Room, board & other expenses $15,721.00
Total cost $24,489.00
That is 27% above the national average net price.

Average Net Price for Residents (with average aid)

Total cost $24,489.00
− Grants and scholarships −$11,459.00
Net price $13,030.00
That is 32% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $24,489.00
− Grants and scholarships −$16,460.00
Net price $8,029.00
That is 58% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $18,678.00
+ Room, board & other expenses $15,721.00
Total cost $34,399.00
That is 79% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $34,399.00
− Grants and scholarships −$11,459.00
Net price $22,940.00
That is 19% above the national average net price.

Low-Income Net Price for Non-Residents

Total cost $34,399.00
− Grants and scholarships −$16,460.00
Net price $17,939.00
That is 7% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page and living costs.

The Long-Run Cost of a Degree at SUNY College at Potsdam

Published costs have climbed year over year by roughly 0.1% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.1% 0.1% 0.1%
Freshman year $8,037.00 $13,043.00 $24,514.00
Senior year $8,061.00 $13,082.00 $24,587.00
Total 4-year net price $32,197.00 $52,251.00 $98,202.00
10-year loan interest @ 6.8% $12,266.00 $19,906.00 $37,411.00
Total monthly payment $371.00 $601.00 $1,130.00
Total amount paid $44,462.00 $72,156.00 $135,613.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.1% 0.1% 0.1%
Freshman year $8,037.00 $13,043.00 $24,514.00
Senior year $8,045.00 $13,056.00 $24,538.00
Total 2-year net price $16,082.00 $26,099.00 $49,052.00
10-year loan interest @ 6.8% $6,127.00 $9,943.00 $18,687.00
Total monthly payment $185.00 $300.00 $564.00
Total amount paid $22,209.00 $36,042.00 $67,739.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.1% 0.1% 0.1%
Freshman year $17,957.00 $22,963.00 $34,433.00
Senior year $18,011.00 $23,032.00 $34,537.00
Total 4-year net price $71,936.00 $91,990.00 $137,941.00
10-year loan interest @ 6.8% $27,405.00 $35,045.00 $52,551.00
Total monthly payment $828.00 $1,059.00 $1,587.00
Total amount paid $99,341.00 $127,035.00 $190,492.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.1% 0.1% 0.1%
Freshman year $17,957.00 $22,963.00 $34,433.00
Senior year $17,975.00 $22,986.00 $34,468.00
Total 2-year net price $35,932.00 $45,949.00 $68,901.00
10-year loan interest @ 6.8% $13,689.00 $17,505.00 $26,249.00
Total monthly payment $414.00 $529.00 $793.00
Total amount paid $49,621.00 $63,454.00 $95,150.00

For the complete net-price picture, see the net price section below.

Net Price — What Students Actually Pay at SUNY College at Potsdam

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $13,624.00
Average net price (off-campus) $14,295.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $8,948.00
$30,000 to $48,000 $11,590.00
$48,001 to $75,000 $14,617.00
$75,001 to $110,000 $16,141.00
Over $110,000 $19,966.00

For a personalized estimate, try the SUNY College at Potsdam Net Price Calculator, or check with the financial aid office.

Want to know how that aid is awarded? See the grants & scholarships detail.

Debt at Graduation from SUNY College at Potsdam

Typical debt at graduation from SUNY College at Potsdam is $18,166.00, placing the school in the Low ($10-20k) debt-burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $3,822.00
25th $7,500.00
Median (50th) $18,166.00
75th $27,000.00
90th $32,895.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.

Debt by Family Income at SUNY College at Potsdam

Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $17,761.00
Middle income $17,500.00
High income $18,973.00

First-Generation Debt Outcomes at SUNY College at Potsdam

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $17,950.00
Continuing-generation students $18,750.00

Pell Grant Recipients and Debt at SUNY College at Potsdam

Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The Pell-versus-non-Pell median debt difference at SUNY College at Potsdam is $2,291.00. This school is flagged by the Department of Education for Pell-related debt inequity.

Loan Repayment and Default at SUNY College at Potsdam

The default-rate category at SUNY College at Potsdam is Low (<5%).

Window Cohort default rate
2-year 7.2%

For scale, federal Stafford loan disbursements at SUNY College at Potsdam add up to $359,765,222.00 across 18,952 disbursements.

Military and Veteran Aid at SUNY College at Potsdam

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.

GI Bill recipients 41
Avg GI Bill amount $6,475.00

Dig into veteran education benefits on the college veterans page.

Further Questions to Consider

Numbers only tell part of the story. As you weigh SUNY College at Potsdam, think through the questions below:

Dig Deeper regarding SUNY College at Potsdam

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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