by our College Data Analytics TeamMany students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at SUNY College of Agriculture and Technology at Cobleskill can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financial aid options can SUNY Cobleskill offer, and what will you qualify for? Keep reading for more information. Read on to find out what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at SUNY College of Agriculture and Technology at Cobleskill.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at SUNY College of Agriculture and Technology at Cobleskill, 95% of first-year full-time students received aid of some kind around 509 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 87% | $9,183 |
| Institutional grants & scholarships | 87% | $3,263 |
| Federal Pell grants | 48% | $5,226 |
| State/local grants | 60% | $4,399 |
| Federal student loans | 63% | $5,129 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Here, approximately 75% of the undergraduate population received grant aid that averaged $9,982 (for some 1317 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 75% | $9,982 |
| Federal Pell grants | 43% | $5,440 |
| Federal student loans | 56% | $5,971 |
Title-IV recipients living on campus saw average grant aid of $9,085.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,029 |
| $30,001 – $75,000 | $17,199 |
| Over $75,000 | $22,763 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,701 |
| Off-campus title-IV students | $17,980 |
For a customized cost estimate, visit SUNY Cobleskill’s net price tool: www.suny.edu/howmuch/netpricecalculator.xhtml.
A typical borrower at SUNY Cobleskill leaves with $11,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,000 |
| Median federal debt (graduates only) | $16,023 |
| Typical 10-year monthly payment (graduates) | $169.87/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The four reference points below map the debt distribution at SUNY Cobleskill.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $19,857 |
| 90th percentile (highest-debt students) | $29,424 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $11,000 |
| Middle income | $10,500 |
| High income | $11,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,988 |
| Continuing-generation students | $11,540 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,000 |
| Independent students | $12,216 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. SUNY Cobleskill.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at SUNY Cobleskill:
| Metric | Value |
|---|---|
| Stafford loan recipients | 12379 |
| Total Stafford loan amount | $146,833,350 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.