by our College Data Analytics TeamMost students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at SUNY College of Environmental Science and Forestry can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financial aid options can ESF offer you, and what will you qualify for? Keep reading for more information. Keep reading to learn how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from SUNY College of Environmental Science and Forestry.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For freshmen starting at SUNY College of Environmental Science and Forestry, 99% of the incoming full-time class was awarded financial aid (about 388 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $8,699 |
| Institutional grants & scholarships | 96% | $5,462 |
| Federal Pell grants | 27% | $5,621 |
| State/local grants | 41% | $3,664 |
| Federal student loans | 54% | $5,109 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at ESF, some 60% of undergraduates were awarded an average grant or scholarship of $8,105 (across roughly 1405 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 60% | $8,105 |
| Federal Pell grants | 20% | $5,484 |
| Federal student loans | 31% | $6,107 |
On-campus students receiving title-IV aid were awarded grants averaging $9,181.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,388 |
| $30,001 – $75,000 | $14,037 |
| Over $75,000 | $23,097 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,952 |
| Off-campus title-IV students | $18,730 |
For a personalized estimate based on your family’s financial situation, use ESF’s net price calculator: www.esf.edu/tuition-aid/financialaid/netprice.php.
A typical borrower at ESF leaves with $13,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,000 |
| Median federal debt (graduates only) | $11,000 |
| Typical 10-year monthly payment (graduates) | $116.62/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at ESF.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,535 |
| 25th percentile | $7,500 |
| 75th percentile | $25,485 |
| 90th percentile (highest-debt students) | $29,743 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $13,164 |
| Middle income | $12,916 |
| High income | $13,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,464 |
| Continuing-generation students | $12,744 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,000 |
| Independent students | $13,904 |
The figure below distills the debt data into a single burden category for ESF.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at ESF:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5652 |
| Total Stafford loan amount | $90,478,730 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 21 |
| Total GI Bill amount | $162,769 |
| Average GI Bill amount per recipient | $7,751 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.