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How Affordable Is SUNY Maritime College?

This overview lays out the cost of attending SUNY Maritime College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$28,880.00 Cost of Attendance
$22,367.00 Avg Net Price
$15,875.00 Median Grad Debt

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The Cost of Attending SUNY Maritime College?

Attendance costs at SUNY Maritime College ranged from $28,880.00 through $39,450.00 based on in-state versus out-of-state status.

The lower figure reflects the in-state rate and the higher figure the out-of-state rate: near $28,880.00 in-state versus $39,450.00 for non-residents.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Sticker Cost for Residents (no aid)

Tuition and fees $8,589.00
+ Room, board & other expenses $20,291.00
Total cost $28,880.00
That is 50% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $28,880.00
− Grants and scholarships −$7,419.00
Net price $21,461.00
That is 11% above the national average net price.

What Low-Income Students Pay — Residents

Total cost $28,880.00
− Grants and scholarships −$18,060.00
Net price $10,820.00
That is 44% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $19,159.00
+ Room, board & other expenses $20,291.00
Total cost $39,450.00
That is 105% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $39,450.00
− Grants and scholarships −$7,419.00
Net price $32,031.00
That is 66% above the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $39,450.00
− Grants and scholarships −$18,060.00
Net price $21,390.00
That is 11% above the national average net price.
For the full breakdown, see tuition and fees and room and board.

What a Full Degree Could Cost at SUNY Maritime College

Published costs have climbed year over year by around 1.3% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.3% 1.3% 1.3%
Freshman year $10,962.00 $21,743.00 $29,259.00
Senior year $11,400.00 $22,611.00 $30,428.00
Total 4-year net price $44,720.00 $88,700.00 $119,364.00
10-year loan interest @ 6.8% $17,037.00 $33,792.00 $45,473.00
Total monthly payment $515.00 $1,021.00 $1,374.00
Total amount paid $61,757.00 $122,492.00 $164,837.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.3% 1.3% 1.3%
Freshman year $10,962.00 $21,743.00 $29,259.00
Senior year $11,106.00 $22,028.00 $29,644.00
Total 2-year net price $22,068.00 $43,771.00 $58,903.00
10-year loan interest @ 6.8% $8,407.00 $16,675.00 $22,440.00
Total monthly payment $254.00 $504.00 $678.00
Total amount paid $30,475.00 $60,447.00 $81,343.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.3% 1.3% 1.3%
Freshman year $21,671.00 $32,452.00 $39,968.00
Senior year $22,536.00 $33,747.00 $41,564.00
Total 4-year net price $88,407.00 $132,387.00 $163,050.00
10-year loan interest @ 6.8% $33,680.00 $50,435.00 $62,116.00
Total monthly payment $1,017.00 $1,524.00 $1,876.00
Total amount paid $122,086.00 $182,821.00 $225,166.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.3% 1.3% 1.3%
Freshman year $21,671.00 $32,452.00 $39,968.00
Senior year $21,956.00 $32,878.00 $40,493.00
Total 2-year net price $43,627.00 $65,330.00 $80,461.00
10-year loan interest @ 6.8% $16,620.00 $24,888.00 $30,653.00
Total monthly payment $502.00 $752.00 $926.00
Total amount paid $60,247.00 $90,218.00 $111,114.00

For the complete net-price picture, see the net price section below.

The Real Out-of-Pocket Cost at SUNY Maritime College

Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $22,367.00
Average net price (off-campus) $21,781.00

Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $14,478.00
$30,000 to $48,000 $15,378.00
$48,001 to $75,000 $22,225.00
$75,001 to $110,000 $21,922.00
Over $110,000 $26,193.00

Use SUNY Maritime College Net Price Calculator, or get in touch with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Debt at Graduation from SUNY Maritime College

Median graduate debt at SUNY Maritime College amounts to $15,875.00, which federal data classifies as a Low ($10-20k) debt-burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $5,500.00
25th $9,250.00
Median (50th) $15,875.00
75th $27,000.00
90th $36,125.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

For the full borrowing and repayment picture, see the student loan debt page.

Debt by Family Income at SUNY Maritime College

Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $16,250.00
Middle income $17,500.00
High income $15,089.00

On average, low-income graduates leave with $1,161.00 more than graduates from high-income families.

Debt by First-Generation Status at SUNY Maritime College

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $16,909.00
Continuing-generation students $15,045.00

First-gen borrowers at SUNY Maritime College take on $1,864.00 more median debt than continuing-generation peers.

Pell-Eligible Debt Outcomes at SUNY Maritime College

The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.

The Pell-versus-non-Pell median debt difference at SUNY Maritime College comes to $3,750.00. Federal data flags this school for Pell-related debt inequity.

Default Rates and Repayment at SUNY Maritime College

The federal default-rate tier for SUNY Maritime College is Low (<5%).

Window Cohort default rate
2-year 5.4%

For scale, federal Stafford loan disbursements at SUNY Maritime College come to $71,638,117.00 over 3,897 student borrowers.

Further Questions to Ask

Numbers only tell part of the story. As you weigh SUNY Maritime College, consider the following:

Continue Your Research about SUNY Maritime College

Dig further into the cost picture with the related pages below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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