by our College Data Analytics TeamHere’s the full picture on paying for Temple University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The total cost of attendance at Temple University varied between $39,799.00 to $55,746.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: close to $39,799.00 in-state, rising to $55,746.00 for out-of-state students.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $23,011.00 |
| + Room, board & other expenses | $16,788.00 |
| Total cost | $39,799.00 |
| That is 107% above the national average net price. |
| Total cost | $39,799.00 |
| − Grants and scholarships | −$12,705.00 |
| Net price | $27,094.00 |
| That is 41% above the national average net price. |
| Total cost | $39,799.00 |
| − Grants and scholarships | −$18,209.00 |
| Net price | $21,590.00 |
| That is 12% above the national average net price. |
| Tuition and fees | $38,958.00 |
| + Room, board & other expenses | $16,788.00 |
| Total cost | $55,746.00 |
| That is 190% above the national average net price. |
| Total cost | $55,746.00 |
| − Grants and scholarships | −$12,705.00 |
| Net price | $43,041.00 |
| That is 124% above the national average net price. |
| Total cost | $55,746.00 |
| − Grants and scholarships | −$18,209.00 |
| Net price | $37,537.00 |
| That is 95% above the national average net price. | |
| For the full breakdown, see tuition and fees and living costs. |
The reported cost series has been increasing at about 8.5% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.5% | 8.5% | 8.5% |
| Freshman year | $23,429.00 | $29,402.00 | $43,190.00 |
| Senior year | $29,942.00 | $37,575.00 | $55,195.00 |
| Total 4-year net price | $106,389.00 | $133,510.00 | $196,117.00 |
| 10-year loan interest @ 6.8% | $40,530.00 | $50,863.00 | $74,713.00 |
| Total monthly payment | $1,224.00 | $1,536.00 | $2,257.00 |
| Total amount paid | $146,919.00 | $184,373.00 | $270,830.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.5% | 8.5% | 8.5% |
| Freshman year | $23,429.00 | $29,402.00 | $43,190.00 |
| Senior year | $25,425.00 | $31,907.00 | $46,869.00 |
| Total 2-year net price | $48,855.00 | $61,309.00 | $90,059.00 |
| 10-year loan interest @ 6.8% | $18,612.00 | $23,357.00 | $34,309.00 |
| Total monthly payment | $562.00 | $706.00 | $1,036.00 |
| Total amount paid | $67,467.00 | $84,666.00 | $124,368.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.5% | 8.5% | 8.5% |
| Freshman year | $40,735.00 | $46,708.00 | $60,495.00 |
| Senior year | $52,058.00 | $59,692.00 | $77,312.00 |
| Total 4-year net price | $184,970.00 | $212,092.00 | $274,698.00 |
| 10-year loan interest @ 6.8% | $70,467.00 | $80,799.00 | $104,650.00 |
| Total monthly payment | $2,129.00 | $2,441.00 | $3,161.00 |
| Total amount paid | $255,437.00 | $292,892.00 | $379,348.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.5% | 8.5% | 8.5% |
| Freshman year | $40,735.00 | $46,708.00 | $60,495.00 |
| Senior year | $44,205.00 | $50,687.00 | $65,649.00 |
| Total 2-year net price | $84,940.00 | $97,395.00 | $126,144.00 |
| 10-year loan interest @ 6.8% | $32,359.00 | $37,104.00 | $48,056.00 |
| Total monthly payment | $977.00 | $1,121.00 | $1,452.00 |
| Total amount paid | $117,300.00 | $134,499.00 | $174,201.00 |
For the complete net-price picture, see the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $28,198.00 |
| Average net price (off-campus) | $29,219.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $23,080.00 |
| $30,000 to $48,000 | $24,278.00 |
| $48,001 to $75,000 | $28,493.00 |
| $75,001 to $110,000 | $31,578.00 |
| Over $110,000 | $34,632.00 |
Run your own numbers with the Temple University Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The typical debt load for borrowers leaving Temple University works out to $19,750.00, placing the school in the Low ($10-20k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $11,000.00 |
| Median (50th) | $19,750.00 |
| 75th | $28,500.00 |
| 90th | $36,458.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $20,500.00 |
| Middle income | $20,000.00 |
| High income | $19,500.00 |
Graduates from lower-income families carry $1,000.00 more than graduates from high-income families.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,248.00 |
| Continuing-generation students | $19,500.00 |
First-generation borrowers from Temple University hold $748.00 more median debt than continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Temple University is $3,000.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Temple University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.1% |
For a sense of scale, Stafford disbursements at Temple University amount to $4,058,782,912.00 across 130,061 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 282 |
| Avg GI Bill amount | $17,745.00 |
| DoD Tuition Assistance recipients | 32 |
| Avg DoD Tuition Assistance | $3,184.00 |
Read more about military and veteran aid on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Temple University, keep these questions in mind:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.