by our College Data Analytics TeamA lot of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Tennessee Technological University can feel tremendous, but do not forget that almost all students receive some sort of financial help.
Just what financing solutions does Tennessee Tech University deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep going to see what amount of financial assistance could be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at Tennessee Technological University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Looking at the entering class at Tennessee Technological University, 97% of entering full-time freshmen got some type of financial assistance approximately 1931 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $10,458 |
| Institutional grants & scholarships | 70% | $4,632 |
| Federal Pell grants | 37% | $5,472 |
| State/local grants | 87% | $5,315 |
| Federal student loans | 41% | $4,994 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Tennessee Tech University, some 82% of undergraduates were awarded grant or scholarship aid averaging $9,653 (across approximately 7261 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 82% | $9,653 |
| Federal Pell grants | 31% | $5,268 |
| Federal student loans | 33% | $5,944 |
For on-campus title-IV students, average grant aid came to $11,417.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,311 |
| $30,001 – $75,000 | $13,068 |
| Over $75,000 | $18,131 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,246 |
| Off-campus title-IV students | $14,207 |
For a personalized estimate based on your family’s financial situation, use Tennessee Tech University’s NPC: www.tntech.edu/financialaid/cost/calculator.php.
A typical borrower at Tennessee Tech University leaves with $11,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,000 |
| Median federal debt (graduates only) | $15,650 |
| Typical 10-year monthly payment (graduates) | $165.92/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. Use the percentiles below to see the debt range at Tennessee Tech University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,985 |
| 25th percentile | $5,500 |
| 75th percentile | $20,280 |
| 90th percentile (highest-debt students) | $28,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $11,000 |
| Middle income | $11,850 |
| High income | $10,628 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $11,000 |
| Continuing-generation students | $11,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,000 |
| Independent students | $12,500 |
A handful of calculated indicators summarize the debt outlook at Tennessee Tech University.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at Tennessee Tech University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 26136 |
| Total Stafford loan amount | $408,096,407 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 184 |
| Total GI Bill amount | $1,625,143 |
| Average GI Bill amount per recipient | $8,832 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 36 |
| Total DoD amount | $129,750 |
| Average DoD amount per recipient | $3,604 |
References
More about our data sources and methodologies.