by our College Data Analytics TeamHere’s the full picture on paying for Texas A&M University-College Station, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
The total cost of attendance at Texas A&M University-College Station came in between $32,085.00 to $59,055.00 depending on your residency status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $32,085.00 in-state, rising to $59,055.00 for out-of-state students.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $13,154.00 |
| + Room, board & other expenses | $18,931.00 |
| Total cost | $32,085.00 |
| That is 67% above the national average net price. |
| Total cost | $32,085.00 |
| − Grants and scholarships | −$11,381.00 |
| Net price | $20,704.00 |
| That is 8% above the national average net price. |
| Total cost | $32,085.00 |
| − Grants and scholarships | −$19,912.00 |
| Net price | $12,173.00 |
| That is 37% below the national average net price. |
| Tuition and fees | $40,124.00 |
| + Room, board & other expenses | $18,931.00 |
| Total cost | $59,055.00 |
| That is 207% above the national average net price. |
| Total cost | $59,055.00 |
| − Grants and scholarships | −$11,381.00 |
| Net price | $47,674.00 |
| That is 148% above the national average net price. |
| Total cost | $59,055.00 |
| − Grants and scholarships | −$19,912.00 |
| Net price | $39,143.00 |
| That is 103% above the national average net price. | |
| Go deeper on the components with tuition and fees plus room and board. |
Below, a full degree is projected forward at today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $12,173.00 | $20,704.00 | $32,085.00 |
| Senior year | $12,173.00 | $20,704.00 | $32,085.00 |
| Total 4-year net price | $48,692.00 | $82,816.00 | $128,340.00 |
| 10-year loan interest @ 6.8% | $18,550.00 | $31,550.00 | $48,893.00 |
| Total monthly payment | $560.00 | $953.00 | $1,477.00 |
| Total amount paid | $67,242.00 | $114,366.00 | $177,233.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $12,173.00 | $20,704.00 | $32,085.00 |
| Senior year | $12,173.00 | $20,704.00 | $32,085.00 |
| Total 2-year net price | $24,346.00 | $41,408.00 | $64,170.00 |
| 10-year loan interest @ 6.8% | $9,275.00 | $15,775.00 | $24,446.00 |
| Total monthly payment | $280.00 | $477.00 | $738.00 |
| Total amount paid | $33,621.00 | $57,183.00 | $88,616.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $39,143.00 | $47,674.00 | $59,055.00 |
| Senior year | $39,143.00 | $47,674.00 | $59,055.00 |
| Total 4-year net price | $156,572.00 | $190,696.00 | $236,220.00 |
| 10-year loan interest @ 6.8% | $59,648.00 | $72,648.00 | $89,991.00 |
| Total monthly payment | $1,802.00 | $2,195.00 | $2,718.00 |
| Total amount paid | $216,220.00 | $263,344.00 | $326,211.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $39,143.00 | $47,674.00 | $59,055.00 |
| Senior year | $39,143.00 | $47,674.00 | $59,055.00 |
| Total 2-year net price | $78,286.00 | $95,348.00 | $118,110.00 |
| 10-year loan interest @ 6.8% | $29,824.00 | $36,324.00 | $44,996.00 |
| Total monthly payment | $901.00 | $1,097.00 | $1,359.00 |
| Total amount paid | $108,110.00 | $131,672.00 | $163,106.00 |
| See the full net-price breakdown in the net price section below. |
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $21,315.00 |
| Average net price (off-campus) | $20,924.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,273.00 |
| $30,000 to $48,000 | $12,597.00 |
| $48,001 to $75,000 | $18,685.00 |
| $75,001 to $110,000 | $26,336.00 |
| Over $110,000 | $29,548.00 |
Run your own numbers with the Texas A&M University-College Station Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of Texas A&M University-College Station comes to $15,000.00, which federal data classifies as a Low ($10-20k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,750.00 |
| 25th | $7,207.00 |
| Median (50th) | $15,000.00 |
| 75th | $24,500.00 |
| 90th | $30,735.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,612.00 |
| Middle income | $15,000.00 |
| High income | $15,250.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,250.00 |
| Continuing-generation students | $15,000.00 |
First-generation borrowers from Texas A&M University-College Station graduate with $250.00 more median debt than continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at Texas A&M University-College Station amounts to $625.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The Department of Education default-rate tier for Texas A&M University-College Station is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.3% |
For scale, federal Stafford loan disbursements at Texas A&M University-College Station total $2,403,247,501.00 distributed across 99,833 recipients.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 1,335 |
| Avg GI Bill amount | $11,788.00 |
| DoD Tuition Assistance recipients | 88 |
| Avg DoD Tuition Assistance | $3,959.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The figures above are a starting point — as you weigh Texas A&M University-College Station, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.