by our College Data Analytics TeamMost students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at East Texas A&M University can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
Just what financing solutions does Texas A&M Commerce provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep scrolling to learn what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from East Texas A&M University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
At East Texas A&M University, 95% of entering full-time freshmen got some type of financial assistance roughly 983 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $11,342 |
| Institutional grants & scholarships | 61% | $3,419 |
| Federal Pell grants | 68% | $6,567 |
| State/local grants | 61% | $6,068 |
| Federal student loans | 58% | $5,346 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Here, roughly 68% of undergraduates were awarded grant or scholarship aid averaging $8,937 (across roughly 5621 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 68% | $8,937 |
| Federal Pell grants | 40% | $6,282 |
| Federal student loans | 35% | $7,243 |
Title-IV recipients living on campus saw average grant aid of $11,597.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $8,551 |
| $30,001 – $75,000 | $9,671 |
| Over $75,000 | $19,364 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $11,841 |
| Off-campus title-IV students | $11,268 |
To get a personalized net price estimate, try Texas A&M Commerce’s NPC: www.collegeforalltexans.com/apps/CollegeMoney/.
Graduating students at Texas A&M Commerce carry a median federal student debt of $14,250 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,250 |
| Median federal debt (graduates only) | $20,500 |
| Typical 10-year monthly payment (graduates) | $217.33/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at Texas A&M Commerce.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,000 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $35,656 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,500 |
| Middle income | $14,250 |
| High income | $13,750 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,250 |
| Continuing-generation students | $13,874 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,500 |
| Independent students | $16,938 |
These indicators are derived from the underlying debt data and summarize the overall picture at Texas A&M Commerce.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at Texas A&M Commerce:
| Metric | Value |
|---|---|
| Stafford loan recipients | 40311 |
| Total Stafford loan amount | $1,045,490,107 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 319 |
| Total GI Bill amount | $1,737,448 |
| Average GI Bill amount per recipient | $5,447 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 32 |
| Total DoD amount | $62,249 |
| Average DoD amount per recipient | $1,945 |
References
More about our data sources and methodologies.