by our College Data Analytics TeamThis guide covers the real cost of attending Texas A&M University-San Antonio, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
Cost of attendance at Texas A&M University-San Antonio spanned $21,840.00 through $35,441.00 across residency tiers.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: near $21,840.00 in-state compared with $35,441.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $9,654.00 |
| + Room, board & other expenses | $12,186.00 |
| Total cost | $21,840.00 |
| That is 13% above the national average net price. |
| Total cost | $21,840.00 |
| − Grants and scholarships | −$10,459.00 |
| Net price | $11,381.00 |
| That is 41% below the national average net price. |
| Total cost | $21,840.00 |
| − Grants and scholarships | −$12,059.00 |
| Net price | $9,781.00 |
| That is 49% below the national average net price. |
| Tuition and fees | $23,255.00 |
| + Room, board & other expenses | $12,186.00 |
| Total cost | $35,441.00 |
| That is 84% above the national average net price. |
| Total cost | $35,441.00 |
| − Grants and scholarships | −$10,459.00 |
| Net price | $24,982.00 |
| That is 30% above the national average net price. |
| Total cost | $35,441.00 |
| − Grants and scholarships | −$12,059.00 |
| Net price | $23,382.00 |
| That is 21% above the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
Cost of attendance here has been rising by around 0.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $9,851.00 | $11,462.00 | $21,996.00 |
| Senior year | $10,064.00 | $11,710.00 | $22,472.00 |
| Total 4-year net price | $39,829.00 | $46,345.00 | $88,935.00 |
| 10-year loan interest @ 6.8% | $15,174.00 | $17,656.00 | $33,881.00 |
| Total monthly payment | $458.00 | $533.00 | $1,023.00 |
| Total amount paid | $55,003.00 | $64,000.00 | $122,816.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $9,851.00 | $11,462.00 | $21,996.00 |
| Senior year | $9,922.00 | $11,545.00 | $22,154.00 |
| Total 2-year net price | $19,773.00 | $23,007.00 | $44,150.00 |
| 10-year loan interest @ 6.8% | $7,533.00 | $8,765.00 | $16,820.00 |
| Total monthly payment | $228.00 | $265.00 | $508.00 |
| Total amount paid | $27,305.00 | $31,772.00 | $60,970.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $23,549.00 | $25,161.00 | $35,695.00 |
| Senior year | $24,059.00 | $25,705.00 | $36,467.00 |
| Total 4-year net price | $95,214.00 | $101,730.00 | $144,320.00 |
| 10-year loan interest @ 6.8% | $36,273.00 | $38,755.00 | $54,981.00 |
| Total monthly payment | $1,096.00 | $1,171.00 | $1,661.00 |
| Total amount paid | $131,487.00 | $140,485.00 | $199,300.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $23,549.00 | $25,161.00 | $35,695.00 |
| Senior year | $23,718.00 | $25,341.00 | $35,950.00 |
| Total 2-year net price | $47,267.00 | $50,502.00 | $71,645.00 |
| 10-year loan interest @ 6.8% | $18,007.00 | $19,239.00 | $27,294.00 |
| Total monthly payment | $544.00 | $581.00 | $824.00 |
| Total amount paid | $65,275.00 | $69,741.00 | $98,939.00 |
Read more in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $11,196.00 |
| Average net price (off-campus) | $13,220.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,412.00 |
| $30,000 to $48,000 | $11,600.00 |
| $48,001 to $75,000 | $14,295.00 |
| $75,001 to $110,000 | $18,063.00 |
| Over $110,000 | $20,436.00 |
Estimate your specific net price using the school’s Texas A&M University-San Antonio Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median amount borrowed by graduates of Texas A&M University-San Antonio works out to $12,500.00, which the Department of Education classifies as a Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,250.00 |
| 25th | $3,750.00 |
| Median (50th) | $12,500.00 |
| 75th | $8,937.00 |
| 90th | $12,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,127.00 |
| Middle income | $12,500.00 |
| High income | $12,655.00 |
Low-income borrowers graduate with $472.00 more than graduates from high-income families.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,500.00 |
| Continuing-generation students | $12,500.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Texas A&M University-San Antonio comes to $976.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at Texas A&M University-San Antonio is Low (<5%).
To give some context for these rates, Stafford loans disbursed at Texas A&M University-San Antonio reach $153,238,170.00 spread across 9,889 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 279 |
| Avg GI Bill amount | $6,697.00 |
| DoD Tuition Assistance recipients | 23 |
| Avg DoD Tuition Assistance | $2,083.00 |
Dig into veteran education benefits on the veterans benefits detail.
The figures above are a starting point — as you weigh Texas A&M University-San Antonio, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.