by our College Data Analytics TeamThis page focuses on the debt students take on to attend Texas County Technical College— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Bolivar Technical College, 82% of first-year students take on loan debt, borrowing on average $12,484 each, across private and federal loan sources.
The average federally funded loan is $11,223. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at Bolivar Technical College, 77% rely on federal student loans toward their education, for a typical $11,428 per year. That is 1.8% larger than the $11,223 freshmen take on.
At a steady annual pace, that totals around $22,856 after two years and $45,712 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 77% |
| Average federal loan per year | $11,428 |
| Undergraduates with a federal loan | 55 |
| Total federal loans (one year) | $628,538 |
Graduating and withdrawing students at Bolivar Technical College carry a median federal debt of $10,026 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $10,026 |
| Students who completed (graduates) | $13,195 |
| Students who withdrew | $4,993 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Bolivar Technical College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,000 |
| 25th percentile | $5,250 |
| 75th percentile | $14,438 |
| 90th percentile (highest-debt students) | $19,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Bolivar Technical College.
These figures turn the debt totals into a monthly repayment picture for Bolivar Technical College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Bolivar Technical College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.2% |
| Borrowers in the cohort | 119 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $10,035 |
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.