by our College Data Analytics TeamHere you will find what students actually borrow to attend Texas Health School: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
For incoming students at Texas Health School, 55% of incoming students take out a loan to help cover first-year costs, averaging $7,753 apiece. This figure includes both private and federally funded student loans.
On the federal side, the average loan is $7,753. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
For undergraduates overall at Texas Health School, 64% take out federal student loans, for a typical $8,594 in federal loans per year. It comes to 10.8% higher than the $7,753 borrowed by freshmen.
At a steady annual pace, that totals around $17,188 across two years and $34,376 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 64% |
| Average federal loan per year | $8,594 |
| Undergraduates with a federal loan | 178 |
| Total federal loans (one year) | $1,529,717 |
The middle borrower at Texas Health School owes $8,334 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,334 |
| Students who completed (graduates) | $10,915 |
| Students who withdrew | $4,670 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Texas Health School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,121 |
| 25th percentile | $4,678 |
| 75th percentile | $7,593 |
| 90th percentile (highest-debt students) | $9,160 |
How wide this percentile range is tells you how much borrowing varies across students at Texas Health School.
Repayment burden translates the debt figures into what a borrower actually pays each month. Texas Health School.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Texas Health School appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 4.5% |
| Borrowers in the cohort | 110 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,400 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,327 |
| Continuing-generation students | $8,899 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,121 |
| Independent students | $10,193 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Texas Health School.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.