by our College Data Analytics TeamThis page focuses on the debt students take on to attend Texas Healthtech Institute: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Texas Healthtech Institute, 67% of incoming undergraduates borrow in year one, borrowing on average $8,475 apiece. This figure includes both private and federally funded student loans.
The average federally funded loan is $8,475. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
For undergraduates overall at Texas Healthtech Institute, 57% use federal student loans to help pay for their education, averaging $7,963 each per year. It comes to 6.0% smaller than the $8,475 typical freshmen borrow.
At a steady annual pace, that totals around $15,926 across two years and $31,852 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 57% |
| Average federal loan per year | $7,963 |
| Undergraduates with a federal loan | 96 |
| Total federal loans (one year) | $764,447 |
The middle borrower at Texas Healthtech Institute owes $6,967 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,967 |
| Students who completed (graduates) | $6,967 |
| Students who withdrew | $3,483 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
These figures turn the debt totals into a monthly repayment picture for Texas Healthtech Institute.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,392 |
| Independent students | $6,967 |
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.