by our College Data Analytics TeamMany students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Texas Lutheran University can sound tremendous, but do not forget that almost all students get some type of financial help.
What financing options does TLU offer, and what will you qualify for? Keep scrolling for more information. Keep going to learn what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The figures below will help you estimate the aid you might receive from Texas Lutheran University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
At Texas Lutheran University, 100% of the incoming full-time class was awarded financial aid approximately 287 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $24,861 |
| Institutional grants & scholarships | 100% | $19,660 |
| Federal Pell grants | 45% | $6,114 |
| State/local grants | 52% | $4,284 |
| Federal student loans | 67% | $5,582 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At TLU, roughly 91% of undergrads got grants or scholarships worth on average $21,473 (covering around 1180 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $21,473 |
| Federal Pell grants | 35% | $5,402 |
| Federal student loans | 62% | $7,107 |
For on-campus title-IV students, average grant aid came to $25,348.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $20,381 |
| $30,001 – $75,000 | $21,602 |
| Over $75,000 | $25,001 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $24,654 |
| Off-campus title-IV students | $22,587 |
For an estimate tailored to your family circumstances, see TLU’s net price calculator: www.tlu.edu/costs?rc=0.
The middle student in the debt distribution at TLU owes $14,315 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,315 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at TLU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,335 |
| 25th percentile | $6,500 |
| 75th percentile | $27,250 |
| 90th percentile (highest-debt students) | $35,500 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $15,000 |
| Middle income | $14,750 |
| High income | $14,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,750 |
| Continuing-generation students | $14,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,813 |
| Independent students | $20,383 |
A handful of calculated indicators summarize the debt outlook at TLU.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at TLU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6209 |
| Total Stafford loan amount | $109,261,257 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 47 |
| Total GI Bill amount | $779,755 |
| Average GI Bill amount per recipient | $16,591 |
References
More about our data sources and methodologies.