by our College Data Analytics TeamA lot of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Texas State University can seem overwhelming, but bear in mind that many students are given some form of financial aid.
Just what financial assistance solutions will Texas State deliver, and just what are you going to be eligible for? Read on for answers. Keep reading to find out just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Texas State University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at Texas State University, 87% of new full-time first-years were awarded at least some aid (about 6645 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 76% | $12,556 |
| Institutional grants & scholarships | 41% | $6,808 |
| Federal Pell grants | 45% | $5,874 |
| State/local grants | 54% | $7,499 |
| Federal student loans | 46% | $5,199 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Texas State, approximately 60% of undergraduates were awarded an average grant or scholarship of $9,539 (across roughly 20864 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 60% | $9,539 |
| Federal Pell grants | 37% | $5,559 |
| Federal student loans | 41% | $6,168 |
For on-campus title-IV students, average grant aid came to $11,268.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $12,318 |
| $30,001 – $75,000 | $14,241 |
| Over $75,000 | $22,566 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $16,805 |
| Off-campus title-IV students | $16,599 |
To project your own net price, use Texas State’s net price calculator: apps.highered.texas.gov/net-price-calculator/.
The middle student in the debt distribution at Texas State owes $14,993 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,993 |
| Median federal debt (graduates only) | $21,000 |
| Typical 10-year monthly payment (graduates) | $222.63/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. Use the percentiles below to see the debt range at Texas State.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,679 |
| 75th percentile | $24,994 |
| 90th percentile (highest-debt students) | $32,193 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $14,966 |
| Middle income | $14,835 |
| High income | $15,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $14,524 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,500 |
| Independent students | $16,688 |
A handful of calculated indicators summarize the debt outlook at Texas State.
Most undergraduate borrowing runs through the federal Stafford loan program. The annual Stafford volume below reflects program activity at Texas State:
| Metric | Value |
|---|---|
| Stafford loan recipients | 111201 |
| Total Stafford loan amount | $2,183,360,771 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 1341 |
| Total GI Bill amount | $12,489,420 |
| Average GI Bill amount per recipient | $9,314 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 69 |
| Total DoD amount | $202,603 |
| Average DoD amount per recipient | $2,936 |
References
More about our data sources and methodologies.