Many students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Baptist University of Florida can feel tremendous, but do not forget that almost all students receive some sort of financial help.
Just what financial aid solutions can BCF provide, and just what are you going to be eligible for? Keep reading for answers. Read on to find out how much school funding will be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from Baptist University of Florida.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
For freshmen starting at Baptist University of Florida, 90% of entering full-time freshmen got some type of financial assistance around 18 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $8,847 |
| Institutional grants & scholarships | 75% | $4,177 |
| Federal Pell grants | 40% | $6,598 |
| State/local grants | 50% | $4,140 |
| Federal student loans | 25% | $5,900 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At BCF, some 69% of undergraduates were awarded an average grant or scholarship of $6,856 (among about 227 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 69% | $6,856 |
| Federal Pell grants | 40% | $4,981 |
| Federal student loans | 19% | $5,539 |
For on-campus title-IV students, average grant aid came to $12,787.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,998 |
| $30,001 – $75,000 | $7,761 |
| Over $75,000 | $16,551 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,372 |
| Off-campus title-IV students | $8,829 |
To get a personalized net price estimate, try BCF’s net price tool: www.buf.edu/net-price-calculator.
The median federal debt load at BCF comes to $17,073 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $17,073 |
| Median federal debt (graduates only) | $23,590 |
| Typical 10-year monthly payment (graduates) | $250.09/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at BCF.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,250 |
| 25th percentile | $4,795 |
| 75th percentile | $24,125 |
| 90th percentile (highest-debt students) | $31,811 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Middle income | $15,152 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,500 |
| Continuing-generation students | $21,402 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,076 |
| Independent students | $18,465 |
The figure below distills the debt data into a single burden category for BCF.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at BCF:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1517 |
| Total Stafford loan amount | $28,867,967 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 3 |
| Total GI Bill amount | $28,635 |
| Average GI Bill amount per recipient | $9,545 |
References
More about our data sources and methodologies.