by our College Data Analytics TeamThis page focuses on the debt students take on to attend The Chicago School at San Diego, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Counting every undergraduate at The Chicago School San Diego Campus, 40% rely on federal student loans toward their education, borrowing on average $11,257 each per year.
Repeating that yearly amount projects to about $22,514 in two years and roughly $45,028 after four. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 40% |
| Average federal loan per year | $11,257 |
| Undergraduates with a federal loan | 2 |
| Total federal loans (one year) | $22,513 |
Graduating and withdrawing students at The Chicago School San Diego Campus carry a median federal debt of $10,250 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $10,250 |
| Students who completed (graduates) | $20,000 |
| Students who withdrew | $5,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for The Chicago School San Diego Campus.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,166 |
| 25th percentile | $1,949 |
| 75th percentile | $7,593 |
| 90th percentile (highest-debt students) | $24,136 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at The Chicago School San Diego Campus.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for The Chicago School San Diego Campus.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 882 | $19,181 |
| Completed (graduates) | 595 | $21,265 |
| Did not complete | 287 | $16,000 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $252.86/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at The Chicago School San Diego Campus.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 796 | $18,836 |
| No Stafford loan this year | 86 | $21,937 |
The indicators below describe what the typical debt costs to pay back at The Chicago School San Diego Campus.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for The Chicago School San Diego Campus follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.1% |
| Borrowers in the cohort | 1143 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $10,500 |
| High income | $11,250 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $12,000 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,500 |
| Independent students | $10,938 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at The Chicago School San Diego Campus.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.