by our College Data Analytics TeamThis page focuses on the debt students take on to attend The College of Health Care Professions-Dallas: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at CHCP - Dallas, 82% of incoming students take out a loan to help cover first-year costs, borrowing on average $6,455 per student, private and federal loans combined.
The average federal loan is $6,455. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
For undergraduates overall at CHCP - Dallas, 72% finance part of their studies with federal loans, for a typical $6,038 a year. This works out to 6.5% under the $6,455 typical freshmen borrow.
Repeating that yearly amount projects to about $12,076 over two years and about $24,152 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 72% |
| Average federal loan per year | $6,038 |
| Undergraduates with a federal loan | 754 |
| Total federal loans (one year) | $4,552,332 |
The middle borrower at CHCP - Dallas owes $9,096 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,096 |
| Students who completed (graduates) | $9,120 |
| Students who withdrew | $3,636 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for CHCP - Dallas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,656 |
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $16,500 |
How wide this percentile range is tells you how much borrowing varies across students at CHCP - Dallas.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at CHCP - Dallas.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 178 | $6,059 |
| Completed (graduates) | 141 | $6,641 |
| Did not complete | 37 | $4,850 |
On a standard 10-year plan, the median completing borrower would pay about $78.97/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at CHCP - Dallas.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 160 | — |
| No Stafford loan this year | 18 | — |
Repayment burden translates the debt figures into what a borrower actually pays each month. CHCP - Dallas.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for CHCP - Dallas follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 18.9% |
| Borrowers in the cohort | 211 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,097 |
| Middle income | $9,103 |
| High income | $5,689 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,074 |
| Continuing-generation students | $9,104 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,104 |
Federal data publishes the following gap measures for CHCP - Dallas.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.