by our College Data Analytics TeamBelow is federal data on the loans students use to pay for The College of Health Care Professions-Fort Worth: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
At CHCP - Fort Worth specifically, 83% of incoming undergraduates borrow in year one, averaging $6,569 apiece. This figure includes both private and federally funded student loans.
The average federal loan is $6,569. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Counting every undergraduate at CHCP - Fort Worth, 67% rely on federal student loans toward their education, with a mean of $6,053 a year. This is 7.9% lower than the $6,569 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $12,106 in two years and roughly $24,212 across a four-year program. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 67% |
| Average federal loan per year | $6,053 |
| Undergraduates with a federal loan | 1,043 |
| Total federal loans (one year) | $6,312,956 |
The middle borrower at CHCP - Fort Worth owes $9,473 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,473 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,005 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for CHCP - Fort Worth.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,926 |
| 25th percentile | $5,500 |
| 75th percentile | $14,695 |
| 90th percentile (highest-debt students) | $20,867 |
How wide this percentile range is tells you how much borrowing varies across students at CHCP - Fort Worth.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at CHCP - Fort Worth.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 1000 | $5,651 |
| Completed (graduates) | 775 | $5,859 |
| Did not complete | 225 | $4,705 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $69.67/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at CHCP - Fort Worth.
Stafford vs Non-Stafford (any year)
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 967 | $5,702 |
| No Stafford loan | 33 | $1,990 |
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 917 | $5,701 |
| No Stafford loan this year | 83 | $4,649 |
These figures turn the debt totals into a monthly repayment picture for CHCP - Fort Worth.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for CHCP - Fort Worth is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 20.9% |
| Borrowers in the cohort | 932 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,499 |
| Middle income | $9,311 |
| High income | $7,793 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,450 |
| Continuing-generation students | $9,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at CHCP - Fort Worth.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.