by our College Data Analytics TeamThis page focuses on the debt students take on to attend The College of Health Care Professions-South San Antonio: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Looking at the entering class at CHCP - South San Antonio, 79% of incoming students take out a loan to help cover first-year costs, for an average of $6,898 per borrower, covering both private and federal loans.
The average federal loan is $6,898. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Counting every undergraduate at CHCP - South San Antonio, 71% finance part of their studies with federal loans, borrowing on average $6,194 per year. That amounts to 10.2% under the first-year federal average of $6,898.
Borrowing the same amount each year would add up to roughly $12,388 across two years and $24,776 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 71% |
| Average federal loan per year | $6,194 |
| Undergraduates with a federal loan | 446 |
| Total federal loans (one year) | $2,762,469 |
The middle borrower at CHCP - South San Antonio owes $9,473 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,473 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,005 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for CHCP - South San Antonio.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,926 |
| 25th percentile | $5,500 |
| 75th percentile | $14,695 |
| 90th percentile (highest-debt students) | $20,867 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at CHCP - South San Antonio.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at CHCP - South San Antonio.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 1000 | $5,651 |
| Completed (graduates) | 775 | $5,859 |
| Did not complete | 225 | $4,705 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $69.67/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at CHCP - South San Antonio.
Any-Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 967 | $5,702 |
| No Stafford loan | 33 | $1,990 |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 917 | $5,701 |
| No Stafford loan this year | 83 | $4,649 |
The indicators below describe what the typical debt costs to pay back at CHCP - South San Antonio.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for CHCP - South San Antonio appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 20.9% |
| Borrowers in the cohort | 932 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,499 |
| Middle income | $9,311 |
| High income | $7,793 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,450 |
| Continuing-generation students | $9,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for CHCP - South San Antonio.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.