by our College Data Analytics TeamHere is what you can expect to pay at The College of New Jersey, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Cost of attendance at The College of New Jersey varied between $37,070.00 ranging to $43,190.00 based on in-state versus out-of-state status.
In-state residents qualified for the lower cost, with out-of-state students paying more: close to $37,070.00 in-state compared with $43,190.00 for out-of-state students.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $19,632.00 |
| + Room, board & other expenses | $17,438.00 |
| Total cost | $37,070.00 |
| That is 93% above the national average net price. |
| Total cost | $37,070.00 |
| − Grants and scholarships | −$11,214.00 |
| Net price | $25,856.00 |
| That is 34% above the national average net price. |
| Total cost | $37,070.00 |
| − Grants and scholarships | −$30,952.00 |
| Net price | $6,118.00 |
| That is 68% below the national average net price. |
| Tuition and fees | $25,752.00 |
| + Room, board & other expenses | $17,438.00 |
| Total cost | $43,190.00 |
| That is 124% above the national average net price. |
| Total cost | $43,190.00 |
| − Grants and scholarships | −$11,214.00 |
| Net price | $31,976.00 |
| That is 66% above the national average net price. |
| Total cost | $43,190.00 |
| − Grants and scholarships | −$30,952.00 |
| Net price | $12,238.00 |
| That is 36% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
Below, a full degree is projected forward at today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,118.00 | $25,856.00 | $37,070.00 |
| Senior year | $6,118.00 | $25,856.00 | $37,070.00 |
| Total 4-year net price | $24,472.00 | $103,424.00 | $148,280.00 |
| 10-year loan interest @ 6.8% | $9,323.00 | $39,401.00 | $56,489.00 |
| Total monthly payment | $282.00 | $1,190.00 | $1,706.00 |
| Total amount paid | $33,795.00 | $142,825.00 | $204,769.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,118.00 | $25,856.00 | $37,070.00 |
| Senior year | $6,118.00 | $25,856.00 | $37,070.00 |
| Total 2-year net price | $12,236.00 | $51,712.00 | $74,140.00 |
| 10-year loan interest @ 6.8% | $4,661.00 | $19,700.00 | $28,245.00 |
| Total monthly payment | $141.00 | $595.00 | $853.00 |
| Total amount paid | $16,897.00 | $71,412.00 | $102,385.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $12,238.00 | $31,976.00 | $43,190.00 |
| Senior year | $12,238.00 | $31,976.00 | $43,190.00 |
| Total 4-year net price | $48,952.00 | $127,904.00 | $172,760.00 |
| 10-year loan interest @ 6.8% | $18,649.00 | $48,727.00 | $65,815.00 |
| Total monthly payment | $563.00 | $1,472.00 | $1,988.00 |
| Total amount paid | $67,601.00 | $176,631.00 | $238,575.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $12,238.00 | $31,976.00 | $43,190.00 |
| Senior year | $12,238.00 | $31,976.00 | $43,190.00 |
| Total 2-year net price | $24,476.00 | $63,952.00 | $86,380.00 |
| 10-year loan interest @ 6.8% | $9,324.00 | $24,363.00 | $32,908.00 |
| Total monthly payment | $282.00 | $736.00 | $994.00 |
| Total amount paid | $33,800.00 | $88,315.00 | $119,288.00 |
| See the full net-price breakdown in the net-price section. |
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $27,646.00 |
| Average net price (off-campus) | $25,458.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,814.00 |
| $30,000 to $48,000 | $14,506.00 |
| $48,001 to $75,000 | $20,638.00 |
| $75,001 to $110,000 | $28,825.00 |
| Over $110,000 | $33,080.00 |
Run your own numbers with the The College of New Jersey Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The typical debt load for borrowers leaving The College of New Jersey comes to $21,500.00, landing it in the Moderate ($20-30k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,500.00 |
| Median (50th) | $21,500.00 |
| 75th | $27,000.00 |
| 90th | $30,258.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,278.00 |
| Middle income | $20,500.00 |
| High income | $21,500.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,500.00 |
| Continuing-generation students | $21,500.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of The College of New Jersey comes to $-619.00.
The default-rate category at The College of New Jersey is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.4% |
For scale, federal Stafford loan disbursements at The College of New Jersey come to $280,311,993.00 distributed across 15,860 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 36 |
| Avg GI Bill amount | $13,159.00 |
Dig into veteran education benefits on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing The College of New Jersey, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.