by our College Data Analytics TeamMost students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Community College of Baltimore County can sound tremendous, but do not forget that almost all students get some type of financial help.
What financing options does CCBC offer you, and what will you qualify for? Keep scrolling for more information. Scroll down to discover just how much financial aid could be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Continue reading to find information to help you understand just how much assistance you can expect to receive from Community College of Baltimore County.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
At Community College of Baltimore County, 73% of entering full-time freshmen got some type of financial assistance (about 1088 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 66% | $5,472 |
| Institutional grants & scholarships | 15% | $1,232 |
| Federal Pell grants | 52% | $5,732 |
| State/local grants | 17% | $1,969 |
| Federal student loans | 11% | $4,440 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, approximately 47% of undergraduate students received gift aid averaging $4,413 (across approximately 7429 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 47% | $4,413 |
| Federal Pell grants | 34% | $4,447 |
| Federal student loans | 9% | $6,875 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $5,937.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $5,473 |
| $30,001 – $75,000 | $6,975 |
| Over $75,000 | $10,516 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,844 |
| Off-campus title-IV students | $6,643 |
To project your own net price, use CCBC’s net price calculator: www.ccbcmd.edu/static/net-price-calculator/index.html.
The median student at CCBC graduates with $8,251 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,251 |
| Median federal debt (graduates only) | $11,528 |
| Typical 10-year monthly payment (graduates) | $122.22/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at CCBC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $3,400 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $21,500 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $8,041 |
| High income | $5,625 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,500 |
| Continuing-generation students | $7,250 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The figure below distills the debt data into a single burden category for CCBC.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at CCBC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 33496 |
| Total Stafford loan amount | $410,027,998 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 253 |
| Total GI Bill amount | $1,696,638 |
| Average GI Bill amount per recipient | $6,706 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 10 |
| Total DoD amount | $5,103 |
| Average DoD amount per recipient | $510 |
References
More about our data sources and methodologies.