by our College Data Analytics TeamHere’s the full picture on paying for The Master’s University and Seminary, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Published attendance costs at The Master’s University and Seminary comes to about $48,682.00 per year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $39,020.00 |
| + Room, board & other expenses | $9,662.00 |
| Total cost | $48,682.00 |
| That is 48% above the national average net price. |
| Total cost | $48,682.00 |
| − Grants and scholarships | −$22,198.00 |
| Net price | $26,484.00 |
| That is 19% below the national average net price. |
| Total cost | $48,682.00 |
| − Grants and scholarships | −$30,221.00 |
| Net price | $18,461.00 |
| That is 44% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
Cost of attendance here has been rising by roughly 10.6% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 10.6% | 10.6% | 10.6% |
| Freshman year | $20,422.00 | $29,297.00 | $53,853.00 |
| Senior year | $27,645.00 | $39,660.00 | $72,901.00 |
| Total 4-year net price | $95,649.00 | $137,218.00 | $252,229.00 |
| 10-year loan interest @ 6.8% | $36,439.00 | $52,275.00 | $96,090.00 |
| Total monthly payment | $1,101.00 | $1,579.00 | $2,903.00 |
| Total amount paid | $132,088.00 | $189,493.00 | $348,319.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 10.6% | 10.6% | 10.6% |
| Freshman year | $20,422.00 | $29,297.00 | $53,853.00 |
| Senior year | $22,591.00 | $32,409.00 | $59,573.00 |
| Total 2-year net price | $43,013.00 | $61,706.00 | $113,426.00 |
| 10-year loan interest @ 6.8% | $16,386.00 | $23,508.00 | $43,211.00 |
| Total monthly payment | $495.00 | $710.00 | $1,305.00 |
| Total amount paid | $59,400.00 | $85,214.00 | $156,638.00 |
For the complete net-price picture, see the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $32,647.00 |
| Average net price (off-campus) | $32,121.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $31,026.00 |
| $30,000 to $48,000 | $27,113.00 |
| $48,001 to $75,000 | $27,969.00 |
| $75,001 to $110,000 | $33,288.00 |
| Over $110,000 | $33,808.00 |
Use The Master’s University and Seminary Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Typical debt at graduation from The Master’s University and Seminary works out to $16,327.00, landing it in the Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,243.00 |
| 25th | $7,500.00 |
| Median (50th) | $16,327.00 |
| 75th | $24,000.00 |
| 90th | $29,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,500.00 |
| Middle income | $17,545.00 |
| High income | $17,500.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,838.00 |
| Continuing-generation students | $17,003.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at The Master’s University and Seminary stands at $2,250.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for The Master’s University and Seminary is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.5% |
To put the rates in context, Stafford loans at The Master’s University and Seminary total $64,732,417.00 over 3,731 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 105 |
| Avg GI Bill amount | $11,914.00 |
| DoD Tuition Assistance recipients | 15 |
| Avg DoD Tuition Assistance | $1,950.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about The Master’s University and Seminary, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.