by our College Data Analytics TeamThis page focuses on the debt students take on to attend The Salon Professional Academy - Huntsville: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
At TSPA - Huntsville specifically, 76% of incoming students take out a loan to help cover first-year costs, with a typical loan of $6,167 per student, private and federal loans combined.
The average federally funded loan is $6,167. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at TSPA - Huntsville (freshmen included), 55% finance part of their studies with federal loans, borrowing on average $6,635 annually. That amounts to 7.6% higher than the first-year federal average of $6,167.
Borrowing the same amount each year would add up to roughly $13,270 after two years and $26,540 over a four-year span. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 55% |
| Average federal loan per year | $6,635 |
| Undergraduates with a federal loan | 44 |
| Total federal loans (one year) | $291,936 |
Graduating and withdrawing students at TSPA - Huntsville carry a median federal debt of $9,833 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,833 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at TSPA - Huntsville.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $5,480 |
| 75th percentile | $16,500 |
Repayment burden translates the debt figures into what a borrower actually pays each month. TSPA - Huntsville.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,833 |
| Independent students | $9,500 |
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.