by our College Data Analytics TeamDo you know how much it will cost to live on campus? Check out how much extra living expenses are at The University of Tennessee-Chattanooga.
On this page you will find:
Housing and meal plans are priced out separately here. The standard student paid $8,804 in 2026, with the price of an average meal plan at $4,642. Taken together, the average on-campus student at The University of Tennessee-Chattanooga faced a yearly bill of about $23,054 in 2026 in total yearly living costs beyond tuition.
The table below shows the expected costs of on-campus and off-campus housing and dining plans for The University of Tennessee-Chattanooga.
| Expense | On Campus | Off Campus |
|---|---|---|
| Room and Board | $16,704 | $16,996 |
| — Housing | $8,804 | |
| — Meals | $4,642 | |
| Other Living Expenses | $4,950 | $4,950 |
| Books and Supplies | $1,400 | $1,400 |
| Total | $23,054 | $23,346 |
Tuition is not the only college cost that climbs each year — room and board does too. Estimating the trend now makes for a more accurate four-year budget.
Carried across a typical four-year degree, room, board and other living costs add up to about $106,220 in housing, food and other expenses.
See how housing and dining costs have changed over recent years and where they are trending at The University of Tennessee-Chattanooga.
| Year | Room & Board |
|---|---|
| Three Years Ago | $13,550 |
| Two Years Ago | $13,550 |
| One Year Ago | $15,002 |
| Most Recent Year (2026) | $16,704 |
| One Year From Now * | $18,000 |
| Two Years From Now * | $19,396 |
| Three Years From Now * | $20,901 |
| Four Years From Now * | $22,523 |
* estimated
Room and board changed an average of 7.8% a year over the last three years. Carrying that rate forward one year puts on-campus living costs near $24,350 for room, board and essentials in year one.
Projected forward, the last year of a four-year degree runs about $28,873 for a bachelor’s degree, while a two-year (associate) student would pay around $25,746 in the final year of a two-year (associate) degree.
Over the entire degree (assuming you graduate on time), the total comes to about $106,220 for a four-year degree, versus about $50,096 over a two-year associate program.
Room and board tends to rise year over year at most schools, so a freshman should expect to pay more by senior year.
The table below outlines what this school reports about on-campus housing.
| Question | Answer |
|---|---|
| On-Campus Room Capacity (Per Occupant) | 3,591 |
| Offers On-Campus Housing | Yes |
| Offers a Meal Plan | Yes |