by our College Data Analytics TeamThis guide covers the real cost of attending The University of Texas at Austin, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Published attendance costs at The University of Texas at Austin fell between $29,842.00 ranging to $63,062.00 depending on whether you qualify for in-state rates.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $29,842.00 in-state against $63,062.00 for out-of-state students.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $11,688.00 |
| + Room, board & other expenses | $18,154.00 |
| Total cost | $29,842.00 |
| That is 55% above the national average net price. |
| Total cost | $29,842.00 |
| − Grants and scholarships | −$11,390.00 |
| Net price | $18,452.00 |
| That is 4% below the national average net price. |
| Total cost | $29,842.00 |
| − Grants and scholarships | −$18,694.00 |
| Net price | $11,148.00 |
| That is 42% below the national average net price. |
| Tuition and fees | $44,908.00 |
| + Room, board & other expenses | $18,154.00 |
| Total cost | $63,062.00 |
| That is 228% above the national average net price. |
| Total cost | $63,062.00 |
| − Grants and scholarships | −$11,390.00 |
| Net price | $51,672.00 |
| That is 168% above the national average net price. |
| Total cost | $63,062.00 |
| − Grants and scholarships | −$18,694.00 |
| Net price | $44,368.00 |
| That is 130% above the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Costs have trended upward in recent years by around 3.1% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $11,494.00 | $19,025.00 | $30,769.00 |
| Senior year | $12,599.00 | $20,854.00 | $33,726.00 |
| Total 4-year net price | $48,164.00 | $79,720.00 | $128,930.00 |
| 10-year loan interest @ 6.8% | $18,349.00 | $30,371.00 | $49,118.00 |
| Total monthly payment | $554.00 | $917.00 | $1,484.00 |
| Total amount paid | $66,513.00 | $110,091.00 | $178,047.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $11,494.00 | $19,025.00 | $30,769.00 |
| Senior year | $11,851.00 | $19,616.00 | $31,725.00 |
| Total 2-year net price | $23,346.00 | $38,641.00 | $62,494.00 |
| 10-year loan interest @ 6.8% | $8,894.00 | $14,721.00 | $23,808.00 |
| Total monthly payment | $269.00 | $445.00 | $719.00 |
| Total amount paid | $32,239.00 | $53,362.00 | $86,301.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $45,746.00 | $53,277.00 | $65,021.00 |
| Senior year | $50,143.00 | $58,397.00 | $71,270.00 |
| Total 4-year net price | $191,688.00 | $223,244.00 | $272,454.00 |
| 10-year loan interest @ 6.8% | $73,026.00 | $85,048.00 | $103,795.00 |
| Total monthly payment | $2,206.00 | $2,569.00 | $3,135.00 |
| Total amount paid | $264,714.00 | $308,293.00 | $376,249.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $45,746.00 | $53,277.00 | $65,021.00 |
| Senior year | $47,167.00 | $54,932.00 | $67,040.00 |
| Total 2-year net price | $92,913.00 | $108,209.00 | $132,061.00 |
| 10-year loan interest @ 6.8% | $35,397.00 | $41,224.00 | $50,311.00 |
| Total monthly payment | $1,069.00 | $1,245.00 | $1,520.00 |
| Total amount paid | $128,310.00 | $149,433.00 | $182,372.00 |
For the complete net-price picture, see the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $19,857.00 |
| Average net price (off-campus) | $19,678.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,972.00 |
| $30,000 to $48,000 | $15,543.00 |
| $48,001 to $75,000 | $18,618.00 |
| $75,001 to $110,000 | $25,697.00 |
| Over $110,000 | $28,972.00 |
Run your own numbers with the The University of Texas at Austin Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The median amount borrowed by graduates of The University of Texas at Austin amounts to $18,909.00, placing the school in the Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,000.00 |
| 25th | $10,000.00 |
| Median (50th) | $18,909.00 |
| 75th | $28,250.00 |
| 90th | $38,141.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,750.00 |
| Middle income | $18,446.00 |
| High income | $19,500.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,258.00 |
| Continuing-generation students | $18,477.00 |
First-generation graduates of The University of Texas at Austin leave with $781.00 more median debt than continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of The University of Texas at Austin works out to $750.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for The University of Texas at Austin is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.7% |
For scale, federal Stafford loan disbursements at The University of Texas at Austin amount to $2,266,260,371.00 over 94,239 borrowers.
Veteran and active-military students often access dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 588 |
| Avg GI Bill amount | $14,233.00 |
| DoD Tuition Assistance recipients | 36 |
| Avg DoD Tuition Assistance | $3,801.00 |
Dig into veteran education benefits on the college veterans page.
Numbers only tell part of the story. As you weigh The University of Texas at Austin, keep these questions in mind:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.