by our College Data Analytics TeamMany students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to The University of Texas at El Paso can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financial aid solutions can UTEP deliver, and just what are you going to be eligible for? Keep reading for answers. Keep scrolling to learn what amount of financial assistance will be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at The University of Texas at El Paso.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Looking at the entering class at The University of Texas at El Paso, 88% of the incoming full-time class was awarded financial aid approximately 2765 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 82% | $10,571 |
| Institutional grants & scholarships | 31% | $2,777 |
| Federal Pell grants | 70% | $6,273 |
| State/local grants | 69% | $5,039 |
| Federal student loans | 17% | $4,759 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at UTEP, around 73% of undergraduate students received gift aid averaging $8,827 (across approximately 15004 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $8,827 |
| Federal Pell grants | 62% | $5,744 |
| Federal student loans | 27% | $6,622 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $10,433.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,553 |
| $30,001 – $75,000 | $10,473 |
| Over $75,000 | $17,591 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,403 |
| Off-campus title-IV students | $10,726 |
To get a personalized net price estimate, try UTEP’s NPC: apps.highered.texas.gov/apps/NPC/?Fice=003661.
The middle student in the debt distribution at UTEP owes $12,573 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,573 |
| Median federal debt (graduates only) | $18,000 |
| Typical 10-year monthly payment (graduates) | $190.83/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at UTEP.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,625 |
| 25th percentile | $5,000 |
| 75th percentile | $23,000 |
| 90th percentile (highest-debt students) | $35,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $12,500 |
| High income | $13,383 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,750 |
| Continuing-generation students | $12,118 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,239 |
| Independent students | $17,123 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. UTEP.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at UTEP:
| Metric | Value |
|---|---|
| Stafford loan recipients | 60338 |
| Total Stafford loan amount | $1,423,532,076 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 1210 |
| Total GI Bill amount | $9,343,842 |
| Average GI Bill amount per recipient | $7,722 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 221 |
| Total DoD amount | $517,270 |
| Average DoD amount per recipient | $2,341 |
References
More about our data sources and methodologies.