by our College Data Analytics TeamMany students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to The University of Texas at San Antonio can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
What financial aid options can UTSA offer you, and what will you qualify for? Keep reading for more information. Read on to discover what amount of financial assistance could be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at The University of Texas at San Antonio.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at The University of Texas at San Antonio, 86% of new full-time first-years were awarded at least some aid some 4203 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 76% | $11,332 |
| Institutional grants & scholarships | 64% | $5,420 |
| Federal Pell grants | 54% | $5,934 |
| State/local grants | 39% | $4,903 |
| Federal student loans | 37% | $4,938 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At UTSA, about 71% of undergraduates were awarded an average grant or scholarship of $8,863 (across approximately 21387 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 71% | $8,863 |
| Federal Pell grants | 44% | $5,276 |
| Federal student loans | 39% | $6,527 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $11,516.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,869 |
| $30,001 – $75,000 | $8,845 |
| Over $75,000 | $18,331 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,836 |
| Off-campus title-IV students | $11,234 |
To project your own net price, use UTSA’s official net price calculator: future.utsa.edu/cost/.
The median student at UTSA graduates with $15,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,000 |
| Median federal debt (graduates only) | $20,500 |
| Typical 10-year monthly payment (graduates) | $217.33/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at UTSA.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $26,483 |
| 90th percentile (highest-debt students) | $37,222 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $15,000 |
| Middle income | $15,000 |
| High income | $14,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $15,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,269 |
| Independent students | $17,750 |
A handful of calculated indicators summarize the debt outlook at UTSA.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at UTSA:
| Metric | Value |
|---|---|
| Stafford loan recipients | 99625 |
| Total Stafford loan amount | $2,181,296,948 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 1817 |
| Total GI Bill amount | $16,929,309 |
| Average GI Bill amount per recipient | $9,317 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 146 |
| Total DoD amount | $535,233 |
| Average DoD amount per recipient | $3,666 |
References
More about our data sources and methodologies.