by our College Data Analytics TeamA large number of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at University of West Florida can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financing solutions does UWF deliver, and just what are you going to be eligible for? Keep scrolling for answers. Read on to see how much school funding could be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from University of West Florida.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at University of West Florida, 91% of entering full-time freshmen got some type of financial assistance (about 1158 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 85% | $9,595 |
| Institutional grants & scholarships | 69% | $3,805 |
| Federal Pell grants | 35% | $7,137 |
| State/local grants | 56% | $5,291 |
| Federal student loans | 30% | $5,186 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At UWF, about 70% of the undergraduate population received grant aid that averaged $8,828 (across roughly 6783 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 70% | $8,828 |
| Federal Pell grants | 33% | $7,018 |
| Federal student loans | 25% | $7,013 |
Title-IV recipients living on campus saw average grant aid of $10,583.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,065 |
| $30,001 – $75,000 | $6,855 |
| Over $75,000 | $14,563 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,364 |
| Off-campus title-IV students | $8,155 |
For a personalized estimate based on your family’s financial situation, use UWF’s online cost calculator: uwf.edu/offices/financial-aid/cost-of-attendance/true-cost-calculator/.
The median student at UWF graduates with $13,000 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,000 |
| Median federal debt (graduates only) | $16,624 |
| Typical 10-year monthly payment (graduates) | $176.24/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at UWF.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,250 |
| 25th percentile | $5,500 |
| 75th percentile | $23,500 |
| 90th percentile (highest-debt students) | $31,921 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $13,750 |
| Middle income | $13,000 |
| High income | $12,618 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,115 |
| Continuing-generation students | $12,625 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,757 |
| Independent students | $13,750 |
The figure below distills the debt data into a single burden category for UWF.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at UWF:
| Metric | Value |
|---|---|
| Stafford loan recipients | 33644 |
| Total Stafford loan amount | $686,017,612 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 25 |
| Total GI Bill amount | $71,397 |
| Average GI Bill amount per recipient | $2,856 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 260 |
| Total DoD amount | $812,951 |
| Average DoD amount per recipient | $3,127 |
References
More about our data sources and methodologies.