by our College Data Analytics TeamHere’s the full picture on paying for Thomas College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
What it costs to attend Thomas College works out to about $43,757.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $31,824.00 |
| + Room, board & other expenses | $11,933.00 |
| Total cost | $43,757.00 |
| That is 33% above the national average net price. |
| Total cost | $43,757.00 |
| − Grants and scholarships | −$28,313.00 |
| Net price | $15,444.00 |
| That is 53% below the national average net price. |
| Total cost | $43,757.00 |
| − Grants and scholarships | −$34,543.00 |
| Net price | $9,214.00 |
| That is 72% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
The reported cost series has been increasing at a recent average of 3.0% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $9,487.00 | $15,902.00 | $45,055.00 |
| Senior year | $10,357.00 | $17,360.00 | $49,185.00 |
| Total 4-year net price | $39,672.00 | $66,495.00 | $188,399.00 |
| 10-year loan interest @ 6.8% | $15,113.00 | $25,332.00 | $71,773.00 |
| Total monthly payment | $457.00 | $765.00 | $2,168.00 |
| Total amount paid | $54,785.00 | $91,828.00 | $260,172.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $9,487.00 | $15,902.00 | $45,055.00 |
| Senior year | $9,769.00 | $16,374.00 | $46,392.00 |
| Total 2-year net price | $19,256.00 | $32,276.00 | $91,447.00 |
| 10-year loan interest @ 6.8% | $7,336.00 | $12,296.00 | $34,838.00 |
| Total monthly payment | $222.00 | $371.00 | $1,052.00 |
| Total amount paid | $26,592.00 | $44,572.00 | $126,284.00 |
Jump to the net-price detail in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $18,885.00 |
| Average net price (off-campus) | $19,223.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,911.00 |
| $30,000 to $48,000 | $14,423.00 |
| $48,001 to $75,000 | $16,595.00 |
| $75,001 to $110,000 | $20,590.00 |
| Over $110,000 | $24,441.00 |
Estimate your specific net price using the school’s Thomas College Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median amount borrowed by graduates of Thomas College amounts to $20,000.00, landing it in the Moderate ($20-30k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,500.00 |
| Median (50th) | $20,000.00 |
| 75th | $27,000.00 |
| 90th | $35,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,450.00 |
| Middle income | $20,500.00 |
| High income | $20,000.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $20,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Thomas College amounts to $104.00. Federal data flags this school for Pell-related debt inequity.
The default-rate category at Thomas College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.3% |
To give some context for these rates, Stafford loans disbursed at Thomas College amount to $76,170,137.00 distributed across 4,300 disbursements.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 11 |
| Avg GI Bill amount | $7,545.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $3,917.00 |
Dig into veteran education benefits on the college veterans page.
Numbers only tell part of the story. As you weigh Thomas College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.