by our College Data Analytics TeamThis overview lays out the cost of attending Thomas More University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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What it costs to attend Thomas More University comes to about $46,342.00 a year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $39,800.00 |
| + Room, board & other expenses | $6,542.00 |
| Total cost | $46,342.00 |
| That is 41% above the national average net price. |
| Total cost | $46,342.00 |
| − Grants and scholarships | −$27,617.00 |
| Net price | $18,725.00 |
| That is 43% below the national average net price. |
| Total cost | $46,342.00 |
| − Grants and scholarships | −$33,611.00 |
| Net price | $12,731.00 |
| That is 61% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
Costs have trended upward in recent years by roughly 4.6% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $13,321.00 | $19,593.00 | $48,489.00 |
| Senior year | $15,259.00 | $22,444.00 | $55,546.00 |
| Total 4-year net price | $57,102.00 | $83,987.00 | $207,856.00 |
| 10-year loan interest @ 6.8% | $21,754.00 | $31,996.00 | $79,186.00 |
| Total monthly payment | $657.00 | $967.00 | $2,392.00 |
| Total amount paid | $78,856.00 | $115,983.00 | $287,042.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $13,321.00 | $19,593.00 | $48,489.00 |
| Senior year | $13,938.00 | $20,500.00 | $50,736.00 |
| Total 2-year net price | $27,259.00 | $40,093.00 | $99,225.00 |
| 10-year loan interest @ 6.8% | $10,385.00 | $15,274.00 | $37,801.00 |
| Total monthly payment | $314.00 | $461.00 | $1,142.00 |
| Total amount paid | $37,643.00 | $55,367.00 | $137,026.00 |
For the complete net-price picture, see the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $21,835.00 |
| Average net price (off-campus) | $20,701.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,407.00 |
| $30,000 to $48,000 | $15,773.00 |
| $48,001 to $75,000 | $19,388.00 |
| $75,001 to $110,000 | $21,643.00 |
| Over $110,000 | $23,299.00 |
Get a tailored estimate from the Thomas More University Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
Typical debt at graduation from Thomas More University comes to $14,376.00, placing the school in the Low ($10-20k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,376.00 |
| 75th | $28,216.00 |
| 90th | $40,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,283.00 |
| Middle income | $13,090.00 |
| High income | $17,500.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,975.00 |
| Continuing-generation students | $12,751.00 |
First-gen borrowers at Thomas More University leave with $2,224.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of Thomas More University is $-750.00.
The default-rate category at Thomas More University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.4% |
For scale, federal Stafford loan disbursements at Thomas More University total $139,819,981.00 covering 7,018 loan recipients.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $6,781.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Thomas More University, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.