Here is what you can expect to pay at Thomas University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The cost of attendance at Thomas University stands at about $26,189.00 per year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $11,640.00 |
| + Room, board & other expenses | $14,549.00 |
| Total cost | $26,189.00 |
| That is 20% below the national average net price. |
| Total cost | $26,189.00 |
| − Grants and scholarships | −$4,580.00 |
| Net price | $21,609.00 |
| That is 34% below the national average net price. |
| Total cost | $26,189.00 |
| − Grants and scholarships | −$7,439.00 |
| Net price | $18,750.00 |
| That is 43% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
Cost of attendance here has been rising at a recent average of 1.7% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $19,066.00 | $21,973.00 | $26,630.00 |
| Senior year | $20,046.00 | $23,102.00 | $27,999.00 |
| Total 4-year net price | $78,213.00 | $90,138.00 | $109,243.00 |
| 10-year loan interest @ 6.8% | $29,796.00 | $34,339.00 | $41,618.00 |
| Total monthly payment | $900.00 | $1,037.00 | $1,257.00 |
| Total amount paid | $108,009.00 | $124,478.00 | $150,861.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $19,066.00 | $21,973.00 | $26,630.00 |
| Senior year | $19,387.00 | $22,343.00 | $27,079.00 |
| Total 2-year net price | $38,453.00 | $44,316.00 | $53,709.00 |
| 10-year loan interest @ 6.8% | $14,649.00 | $16,883.00 | $20,461.00 |
| Total monthly payment | $443.00 | $510.00 | $618.00 |
| Total amount paid | $53,102.00 | $61,199.00 | $74,170.00 |
See the full net-price breakdown in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $18,499.00 |
| Average net price (off-campus) | $19,313.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,047.00 |
| $30,000 to $48,000 | $18,397.00 |
| $48,001 to $75,000 | $20,893.00 |
| $75,001 to $110,000 | $20,499.00 |
Run your own numbers with the Thomas University Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Median graduate debt at Thomas University is $15,000.00, landing it in the Low ($10-20k) debt-burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,250.00 |
| 25th | $5,500.00 |
| Median (50th) | $15,000.00 |
| 75th | $24,250.00 |
| 90th | $37,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt detail.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,750.00 |
| Middle income | $14,000.00 |
| High income | $14,000.00 |
Graduates from lower-income families carry $3,750.00 more than graduates from high-income families.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,250.00 |
| Continuing-generation students | $17,625.00 |
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at Thomas University works out to $4,670.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Thomas University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.1% |
To give some context for these rates, Stafford loans disbursed at Thomas University reach $178,958,382.00 across 6,768 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 45 |
| Avg GI Bill amount | $5,456.00 |
| DoD Tuition Assistance recipients | 34 |
| Avg DoD Tuition Assistance | $1,767.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Thomas University, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.