by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Tiffin University, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Among first-year students at Tiffin University, 79% of incoming undergraduates borrow in year one, averaging $8,766 each, across private and federal loan sources.
On the federal side, the average loan is $5,631. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Looking at all undergraduates at Tiffin University, freshmen included, 69% rely on federal student loans toward their education, with a mean of $7,097 each per year. That is 26.0% greater than the first-year federal average of $5,631.
At a steady annual pace, that totals around $14,194 by year two and around $28,388 across a four-year program. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 69% |
| Average federal loan per year | $7,097 |
| Undergraduates with a federal loan | 1,338 |
| Total federal loans (one year) | $9,495,387 |
Graduating and withdrawing students at Tiffin University carry a median federal debt of $15,795 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $15,795 |
| Students who completed (graduates) | $27,000 |
| Students who withdrew | $9,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Tiffin University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,500 |
| 75th percentile | $27,500 |
| 90th percentile (highest-debt students) | $39,213 |
How wide this percentile range is tells you how much borrowing varies across students at Tiffin University.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Tiffin University.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 588 | $18,066 |
| Completed (graduates) | 276 | $19,462 |
| Did not complete | 312 | $17,000 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $231.42/mo.
Federal data lets us separate Stafford borrowers from the rest at Tiffin University.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 519 | $18,000 |
| No Stafford loan this year | 69 | $18,500 |
The indicators below describe what the typical debt costs to pay back at Tiffin University.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Tiffin University follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.6% |
| Borrowers in the cohort | 1745 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $15,264 |
| Middle income | $16,204 |
| High income | $16,506 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,250 |
| Continuing-generation students | $14,793 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,000 |
| Independent students | $19,040 |
Federal data publishes the following gap measures for Tiffin University.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.