by our College Data Analytics TeamThis page focuses on the debt students take on to attend Tint School of Makeup and Cosmetology-Dallas, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Among first-year students at Tint School of Makeup and Cosmetology-Dallas, 71% of first-year students take on loan debt, averaging $6,646 per student, private and federal loans combined.
The average federal loan is $6,646. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Across the full undergraduate body at Tint School of Makeup and Cosmetology-Dallas (freshmen included), 60% rely on federal student loans toward their education, averaging $6,515 per year. It comes to 2.0% lower than the $6,646 typical freshmen borrow.
Repeating that yearly amount projects to about $13,030 over two years and about $26,060 after four. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 60% |
| Average federal loan per year | $6,515 |
| Undergraduates with a federal loan | 242 |
| Total federal loans (one year) | $1,576,648 |
The middle borrower at Tint School of Makeup and Cosmetology-Dallas owes $4,750 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $4,750 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $3,166 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Tint School of Makeup and Cosmetology-Dallas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,787 |
| 25th percentile | $3,222 |
| 75th percentile | $6,333 |
| 90th percentile (highest-debt students) | $9,003 |
How wide this percentile range is tells you how much borrowing varies across students at Tint School of Makeup and Cosmetology-Dallas.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Tint School of Makeup and Cosmetology-Dallas.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 66 | $5,870 |
| Completed (graduates) | 40 | $6,078 |
| Did not complete | 26 | $3,939 |
On a standard 10-year plan, the median completing borrower would pay about $72.27/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Tint School of Makeup and Cosmetology-Dallas.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 52 | — |
| No Stafford loan this year | 14 | — |
These figures turn the debt totals into a monthly repayment picture for Tint School of Makeup and Cosmetology-Dallas.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Tint School of Makeup and Cosmetology-Dallas appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 30.8% |
| Borrowers in the cohort | 81 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,725 |
| Middle income | $4,750 |
| High income | $4,400 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $4,706 |
| Continuing-generation students | $4,750 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $5,273 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Tint School of Makeup and Cosmetology-Dallas.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.