by our College Data Analytics TeamThis overview lays out the cost of attending Toccoa Falls College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The full cost of attending Toccoa Falls College amounts to about $35,666.00 per academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $23,950.00 |
| + Room, board & other expenses | $11,716.00 |
| Total cost | $35,666.00 |
| That is 9% above the national average net price. |
| Total cost | $35,666.00 |
| − Grants and scholarships | −$15,919.00 |
| Net price | $19,747.00 |
| That is 40% below the national average net price. |
| Total cost | $35,666.00 |
| − Grants and scholarships | −$16,736.00 |
| Net price | $18,930.00 |
| That is 42% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
The reported cost series has been increasing by roughly 3.7% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $19,627.00 | $20,474.00 | $36,978.00 |
| Senior year | $21,874.00 | $22,818.00 | $41,213.00 |
| Total 4-year net price | $82,947.00 | $86,527.00 | $156,280.00 |
| 10-year loan interest @ 6.8% | $31,600.00 | $32,964.00 | $59,537.00 |
| Total monthly payment | $955.00 | $996.00 | $1,798.00 |
| Total amount paid | $114,547.00 | $119,491.00 | $215,818.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $19,627.00 | $20,474.00 | $36,978.00 |
| Senior year | $20,349.00 | $21,227.00 | $38,339.00 |
| Total 2-year net price | $39,975.00 | $41,701.00 | $75,318.00 |
| 10-year loan interest @ 6.8% | $15,229.00 | $15,886.00 | $28,693.00 |
| Total monthly payment | $460.00 | $480.00 | $867.00 |
| Total amount paid | $55,205.00 | $57,587.00 | $104,011.00 |
For the complete net-price picture, see the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $21,642.00 |
| Average net price (off-campus) | $20,133.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $18,552.00 |
| $30,000 to $48,000 | $19,953.00 |
| $48,001 to $75,000 | $20,025.00 |
| $75,001 to $110,000 | $20,916.00 |
| Over $110,000 | $22,603.00 |
Run your own numbers with the Toccoa Falls College Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid page.
The median amount borrowed by graduates of Toccoa Falls College comes to $11,067.00, categorized as a Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,000.00 |
| 25th | $5,500.00 |
| Median (50th) | $11,067.00 |
| 75th | $25,500.00 |
| 90th | $34,038.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt detail.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $12,000.00 |
| High income | $12,867.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,524.00 |
| Continuing-generation students | $14,463.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell vs non-Pell debt gap at Toccoa Falls College amounts to $1,403.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Toccoa Falls College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.8% |
For context on the loan portfolio, Stafford disbursements at Toccoa Falls College amount to $61,479,704.00 over 3,869 recipients.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 19 |
| Avg GI Bill amount | $12,514.00 |
Read more about military and veteran aid on the college veterans page.
The data above is a foundation; round it out by asking yourself about Toccoa Falls College, a few questions are worth asking:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.