by our College Data Analytics TeamHere’s the full picture on paying for Tompkins Cortland Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
Attendance costs at Tompkins Cortland Community College ranged from $19,349.00 and up to $25,234.00 depending on your residency status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: about $19,349.00 for in-state students versus $25,234.00 for those paying out-of-state rates.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $6,970.00 |
| + Room, board & other expenses | $12,379.00 |
| Total cost | $19,349.00 |
| That is roughly at the national average net price. |
| Total cost | $19,349.00 |
| − Grants and scholarships | −$7,499.00 |
| Net price | $11,850.00 |
| That is 38% below the national average net price. |
| Total cost | $19,349.00 |
| − Grants and scholarships | −$10,361.00 |
| Net price | $8,988.00 |
| That is 53% below the national average net price. |
| Tuition and fees | $12,855.00 |
| + Room, board & other expenses | $12,379.00 |
| Total cost | $25,234.00 |
| That is 31% above the national average net price. |
| Total cost | $25,234.00 |
| − Grants and scholarships | −$7,499.00 |
| Net price | $17,735.00 |
| That is 8% below the national average net price. |
| Total cost | $25,234.00 |
| − Grants and scholarships | −$10,361.00 |
| Net price | $14,873.00 |
| That is 23% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and living costs. |
Published costs have climbed year over year at about 1.5% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.5% | 1.5% | 1.5% |
| Freshman year | $9,127.00 | $12,033.00 | $19,647.00 |
| Senior year | $9,555.00 | $12,598.00 | $20,570.00 |
| Total 4-year net price | $37,359.00 | $49,255.00 | $80,425.00 |
| 10-year loan interest @ 6.8% | $14,232.00 | $18,764.00 | $30,639.00 |
| Total monthly payment | $430.00 | $567.00 | $926.00 |
| Total amount paid | $51,592.00 | $68,020.00 | $111,064.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.5% | 1.5% | 1.5% |
| Freshman year | $9,127.00 | $12,033.00 | $19,647.00 |
| Senior year | $9,267.00 | $12,218.00 | $19,950.00 |
| Total 2-year net price | $18,394.00 | $24,251.00 | $39,597.00 |
| 10-year loan interest @ 6.8% | $7,007.00 | $9,239.00 | $15,085.00 |
| Total monthly payment | $212.00 | $279.00 | $456.00 |
| Total amount paid | $25,401.00 | $33,490.00 | $54,683.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.5% | 1.5% | 1.5% |
| Freshman year | $15,102.00 | $18,008.00 | $25,623.00 |
| Senior year | $15,812.00 | $18,854.00 | $26,826.00 |
| Total 4-year net price | $61,820.00 | $73,717.00 | $104,887.00 |
| 10-year loan interest @ 6.8% | $23,551.00 | $28,083.00 | $39,958.00 |
| Total monthly payment | $711.00 | $848.00 | $1,207.00 |
| Total amount paid | $85,372.00 | $101,800.00 | $144,844.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.5% | 1.5% | 1.5% |
| Freshman year | $15,102.00 | $18,008.00 | $25,623.00 |
| Senior year | $15,335.00 | $18,286.00 | $26,018.00 |
| Total 2-year net price | $30,437.00 | $36,294.00 | $51,641.00 |
| 10-year loan interest @ 6.8% | $11,596.00 | $13,827.00 | $19,673.00 |
| Total monthly payment | $350.00 | $418.00 | $594.00 |
| Total amount paid | $42,033.00 | $50,121.00 | $71,314.00 |
See the full net-price breakdown in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $12,723.00 |
| Average net price (off-campus) | $12,851.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,706.00 |
| $30,000 to $48,000 | $11,734.00 |
| $48,001 to $75,000 | $14,859.00 |
| $75,001 to $110,000 | $17,726.00 |
| Over $110,000 | $18,556.00 |
For a personalized estimate, try the Tompkins Cortland Community College Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The typical debt load for borrowers leaving Tompkins Cortland Community College comes to $8,250.00, placing the school in the Very Low (<$10k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $4,560.00 |
| Median (50th) | $8,250.00 |
| 75th | $13,000.00 |
| 90th | $20,954.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,750.00 |
| Middle income | $8,250.00 |
| High income | $6,671.00 |
On average, low-income graduates leave with $2,079.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,400.00 |
| Continuing-generation students | $7,750.00 |
First-gen students at Tompkins Cortland Community College carry $650.00 more debt than continuing-generation students.
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Tompkins Cortland Community College comes to $750.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate classification for Tompkins Cortland Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 16.8% |
For scale, federal Stafford loan disbursements at Tompkins Cortland Community College total $158,247,014.00 covering 14,458 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 20 |
| Avg GI Bill amount | $4,103.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Tompkins Cortland Community College, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.